I guess that almost everyone in the
world ever as a child has been asked
what do you want to be or what do you
want to do when you grow up remember
what was your answer to that question
when you were let’s say six or seven
years old and when your teacher asked
that so can you remember the your answer
your answer it that’s a question at the
age of six or seven and how many of you
please raise your hands how many of you
are doing today exactly the same job as
you wanted as a six-year-old well just a
few of you as a child as a early young
child I wanted to be a painter and that
was actually my childhood dream and at
the age of twelve I started getting
courses from painters and other art
professionals in order to improve my
skills and to learn to paint and draw so
by the end of my fourth grade of high
school I was taking those courses and
when I graduated from high school I when
I graduated from high school I actually
didn’t wanted to go to Academy of Fine
Arts because my idea was that I actually
know how to paint intro and what I
didn’t know was how to sell the
paintings so this was high school me
preparing for one of my very first
exhibitions and I was already into that
business and actually in those
activities but I wanted to transform it
into business so I remember I enrolled
the college where I could have a process
of economy finance marketing and so on
so I was actually doing it and I enjoyed
that because I also had the courses of
Fine Arts I could combine it with it
certainly enjoyed my studies I started
to love economy and finance and after
the first year of studies all students
from my college were obliged to have
three months of work experience not only
in order to get some money to earn some
money that student actually needed and
not even to just get some working habits
that students needed even more but also
because we actually needed to the sea in
which the
action we want to develop our careers in
future and also to see what courses to
take in the following years
so I actually chose banking because the
idea of banking actually was very
interesting to me it’s not working so
the idea of bank banking was very
interesting to me because I’m a patient
in math mathematics and finance and I
really love working with the numbers so
actually it was very interesting that
there’s a possibility but also I like
the idea that in future I saw myself as
somebody who can create economic and
financial policies in order to help a
local economy to prosper in terms of
helping entrepreneurs small business and
even artists to get the access to
finance so my idea was to get hired in a
bank which I did actually so I was hired
by a bank one of the leading one at that
time and most of my colleagues were
people over the age of 60 most of them
are very experienced bankers people with
a big knowledge of banking who were
perfect people to learn from it was 2004
and not so many people in our
environment
he had the possibility to use the
computer for banking purposes so I was
coming every morning to work with my
laptop where I had installed not only
access but also Minitab a statistical
program that actually helped us do all
the reports very fast so I really
enjoyed the fact that I was learning
from them how to do the banking business
and the people who spend hold their
lives working in the banks I still had
the chance to learn something from me
that has actually doing her very first
job and that is actually still helping
somebody to get some job faster so I
really love my job and sharing all this
knowledge between the colleagues were
even three times older than me and the
whole idea that actually be sharing not
only knowledge but also the respect so
everything was perfect until one day my
boss came to the office and gave me the
list of of the clients who actually had
the biggest depth to our banks toward
Bank and they told me he told me
actually try to con
them and to warn them because they’re
late with their payments so I checked
the banking database I actually get
their contacts from there and started
calling one by one so some of them
answered the phone and told ok thank you
very much for reminding me I almost
forgot the due date and I’ll make my
payment these days some of them
explained that they have some financial
issues and they actually have to come to
the bank next days just to see the
possibilities for reprogramming and one
man answered the phone and told me that
he recently lost a member of the family
and that it’s not a time to think about
the credit I told it to my boss and I
explained him what was happening and he
told me look the fact that he doesn’t
cannot think about the credit is not the
response because we are not charity
institution and we cannot be that
sensitive and at that moment I felt like
I was doing something that is completely
wrong something that is completely
unfair the job that I lacked liked to
that moment very much I started hating I
start hitting my boss I hate my bank
I even hate myself for allowing myself
to do that however I continue coming to
work every morning with the same working
habits and still with the willingness to
learn something from it but when my
contact end ended because I had back to
go back to the studies my boss told me
that actually he’s very sorry but I have
to leave that he understand that I have
to enroll the second year but actually
that he wants me back next year and I
said think about it I said I will think
about it
not only this was actually the fact that
I knew that I will never ever again step
into that office back but actually it
was I didn’t lie it was a promise to
myself to think about it to rethink
about what will go on in my life in the
future
so as a painter I have to rethink the
role of a creative soul in a world that
is so strict and seems so cruel to me so
I was pursuing things from my
perspective and see that actually there
is no that the painter can actually
find no place in a bank because I was
seeing the things from my perfected
perspective checking for example how the
paintings that were all around the bank
were put it in the balance sheets of the
bank and what I saw actually sees that
all boat in the auction they were helped
out their place
no those prices are calculated in the
banking balance sheets that are actually
not reflecting the price the tails
painting actually quotes in the gallery
which means that what’s in the banking
balance sheet doesn’t actually respond
corresponds with the real market prices
which made me think even more about the
whole thing and think about although all
those items that are in some not only
banking sheets of the balance bun
streets of the other Bank but also in
the balance sheets and documents of all
other financial institutions such as
stock a stock exchange markets bent
other central banks government’s funds
and so on so there’s so many taking
things such as commissions shares
dividends other prices that are charging
that way futures and so on that are all
made up and if you can really accept it
the fact that actually so many things
are made up and artificial in the
financial world you can live with it the
thing is actually that one thing that
was very interesting for me was the
Commission that is charged every time
one single transaction is is being
performed and every day on earth we
charge so many transaction costs and
commissions that actually the value of
all resources or the human that actually
the human world has in some sense then
from that first from that perspective
for me it was very interesting to pay
attention to the euro do you know as a
singular European currency this once I
remembered that I heard that it’s
actually invented in order to connect
all the countries by not having a
commission on currency exchange it was
so challenging for me that because of
that in order to try to make some
academic researchers I also enrolled the
studies of European Union law and my
banking background actually helped me
not to take European sync
or Bank palaces for policies for granted
so I was researching all those
possibilities to have one global
currency the idea about global currency
was so interesting for me that actually
I was trying to rethink how actually the
world will look like and how many money
will be saved if there will be one only
one currency in the world and I know
that it performs some of you it might
sound like a some verse from John Lennon
song but actually it’s actually
something that is possible if for
example there is a compromise about it
so I continued doing some researches
some other activities in my passionate
passion for mathematics and Finance and
trying to find solutions I wrote so many
theses I wrote articles a man published
a handbook about how to apply some
finance up to some apply some policies
as a response to irregularities of
fineness and there’s one thing that
actually interested me most but
everything started one rainy afternoon
in November 2012 where I actually was
checking the several website that I met
that I started that I usually check to
in order to see something new and
interesting because in the eve of
financial crisis 2008 yes there wasn’t
the perfect timing for opening for
starting your own business but I did it
and from that moment I’m actually
actually struggling to find some new
possibility to earn money in the
financial world but in terms of but in
terms of some for example in terms of
providing some financial services for my
clients that were very waiting for new
information so at the time I was I was
checking the technological sector that
was the most inspiring for me and I was
checking how some innovations of the
company are actually shifting the per
share price of those companies up and
down so I was giving their advices to my
clients what to sell and buy in that
terms and when I saw these several
articles about not only Bitcoin but
blockchain technology in
cryptocurrencies as such I was
interested in researching it even more
so at that moment I
started rethinking how actually would be
to apply apply all these technology in
some other fields I wasn’t one of those
persons who just wanted to go into the
Bitcoin world and earn from switching of
its price I actually started to research
how the possibilities the possibilities
it actually can get because at the very
beginning when I was introduced Bitcoin
was introduced to me it its cause was
awesome also also so small that actually
if I invested several hundreds of euros
at that time I would be a millionaire by
now which I’m not it doesn’t mean that I
actually don’t like money but the thing
is actually that I don’t think that
money should come fast and overnight
just when you invest the money and do
nothing with it I believe in the process
of earning by doing and this was
actually inspiring for me to research so
when I started teaching about it several
universities and institutes Institute’s
I actually started exploring even more
and answer to all those questions that
were posed to me that made me research
further to that topic and when I
actually started researching it I saw
that actually blockchain is very similar
to my prime primer job actually that’s
very similar to arts because the rules
of it are so simple that it can be
compared to arts because first of all
it’s fair and it’s simple it’s simple
for people who use it it has very simple
rules very few rules that are pretty
simple
but it’s actually very complex – people
– who are not into it and who trying to
understand it but actually rejecting
it’s the nature it’s actually something
that’s very fair so I was doing also the
paintings all the time and I didn’t ever
stopped it but actually the thing is
that blockchain inspired me so much that
I even stopped painting for a moment and
I was trying to research how actually it
would be if for example this type of
technology would be applied on some
other levels I was thinking first of all
the beginning of my career experience
how for example there’s a there’s so
many actually cruelty in the human
nature in
business relations and in relations
towards their client towards the clients
so the thing was actually that I was
trying to find out what all the people
that do not even get the basic level of
respect or the true or the truth or the
even the minimum of that justice could
be helped by this type of technology
because it offers property prosperity
there’s a possibility to get justice
from it because everything is
transparent
everything is fair and everything that
is that is going on through this process
is actually visible so there are so many
legal issues that could be solved we had
this in platform because it actually
offers the possibility to be fair
towards one that you have some relations
to and it’s also securing human rights
in that way because the more justice
there there exists the more human rights
are respected and I was coming back to
the beginning of my story where actually
I was thinking how actually it was
similar to the very idea the very first
idea that I had about my career so in
researching this type of technology this
seems like a response to all negativity
in the financial world that we seen
starting from the global economic crisis
2008 until now we actually see how one
technology is actually being developed
in the same principles as art is being
developed from the beginning of the
history and it was very big lesson to
myself and at that moment I realized
that actually my childhood dream was
actually the best business advice that I
actually had and not following your
childhood dream and abandoning it is
actually the biggest mistake one might
make because it makes you all for a
lifetime doing something that you
actually shouldn’t do and doing
something that actually not comfortable
with so if many of you made a mistake in
that way try to remember that childhood
dream that actually was something that
was that should be your guideline in the
future no matter how old you are and no
matter which professor you choose and if
you still cannot mber
cannot accept it let’s make sure that
your children do not make the same mistake
world ever as a child has been asked
what do you want to be or what do you
want to do when you grow up remember
what was your answer to that question
when you were let’s say six or seven
years old and when your teacher asked
that so can you remember the your answer
your answer it that’s a question at the
age of six or seven and how many of you
please raise your hands how many of you
are doing today exactly the same job as
you wanted as a six-year-old well just a
few of you as a child as a early young
child I wanted to be a painter and that
was actually my childhood dream and at
the age of twelve I started getting
courses from painters and other art
professionals in order to improve my
skills and to learn to paint and draw so
by the end of my fourth grade of high
school I was taking those courses and
when I graduated from high school I when
I graduated from high school I actually
didn’t wanted to go to Academy of Fine
Arts because my idea was that I actually
know how to paint intro and what I
didn’t know was how to sell the
paintings so this was high school me
preparing for one of my very first
exhibitions and I was already into that
business and actually in those
activities but I wanted to transform it
into business so I remember I enrolled
the college where I could have a process
of economy finance marketing and so on
so I was actually doing it and I enjoyed
that because I also had the courses of
Fine Arts I could combine it with it
certainly enjoyed my studies I started
to love economy and finance and after
the first year of studies all students
from my college were obliged to have
three months of work experience not only
in order to get some money to earn some
money that student actually needed and
not even to just get some working habits
that students needed even more but also
because we actually needed to the sea in
which the
action we want to develop our careers in
future and also to see what courses to
take in the following years
so I actually chose banking because the
idea of banking actually was very
interesting to me it’s not working so
the idea of bank banking was very
interesting to me because I’m a patient
in math mathematics and finance and I
really love working with the numbers so
actually it was very interesting that
there’s a possibility but also I like
the idea that in future I saw myself as
somebody who can create economic and
financial policies in order to help a
local economy to prosper in terms of
helping entrepreneurs small business and
even artists to get the access to
finance so my idea was to get hired in a
bank which I did actually so I was hired
by a bank one of the leading one at that
time and most of my colleagues were
people over the age of 60 most of them
are very experienced bankers people with
a big knowledge of banking who were
perfect people to learn from it was 2004
and not so many people in our
environment
he had the possibility to use the
computer for banking purposes so I was
coming every morning to work with my
laptop where I had installed not only
access but also Minitab a statistical
program that actually helped us do all
the reports very fast so I really
enjoyed the fact that I was learning
from them how to do the banking business
and the people who spend hold their
lives working in the banks I still had
the chance to learn something from me
that has actually doing her very first
job and that is actually still helping
somebody to get some job faster so I
really love my job and sharing all this
knowledge between the colleagues were
even three times older than me and the
whole idea that actually be sharing not
only knowledge but also the respect so
everything was perfect until one day my
boss came to the office and gave me the
list of of the clients who actually had
the biggest depth to our banks toward
Bank and they told me he told me
actually try to con
them and to warn them because they’re
late with their payments so I checked
the banking database I actually get
their contacts from there and started
calling one by one so some of them
answered the phone and told ok thank you
very much for reminding me I almost
forgot the due date and I’ll make my
payment these days some of them
explained that they have some financial
issues and they actually have to come to
the bank next days just to see the
possibilities for reprogramming and one
man answered the phone and told me that
he recently lost a member of the family
and that it’s not a time to think about
the credit I told it to my boss and I
explained him what was happening and he
told me look the fact that he doesn’t
cannot think about the credit is not the
response because we are not charity
institution and we cannot be that
sensitive and at that moment I felt like
I was doing something that is completely
wrong something that is completely
unfair the job that I lacked liked to
that moment very much I started hating I
start hitting my boss I hate my bank
I even hate myself for allowing myself
to do that however I continue coming to
work every morning with the same working
habits and still with the willingness to
learn something from it but when my
contact end ended because I had back to
go back to the studies my boss told me
that actually he’s very sorry but I have
to leave that he understand that I have
to enroll the second year but actually
that he wants me back next year and I
said think about it I said I will think
about it
not only this was actually the fact that
I knew that I will never ever again step
into that office back but actually it
was I didn’t lie it was a promise to
myself to think about it to rethink
about what will go on in my life in the
future
so as a painter I have to rethink the
role of a creative soul in a world that
is so strict and seems so cruel to me so
I was pursuing things from my
perspective and see that actually there
is no that the painter can actually
find no place in a bank because I was
seeing the things from my perfected
perspective checking for example how the
paintings that were all around the bank
were put it in the balance sheets of the
bank and what I saw actually sees that
all boat in the auction they were helped
out their place
no those prices are calculated in the
banking balance sheets that are actually
not reflecting the price the tails
painting actually quotes in the gallery
which means that what’s in the banking
balance sheet doesn’t actually respond
corresponds with the real market prices
which made me think even more about the
whole thing and think about although all
those items that are in some not only
banking sheets of the balance bun
streets of the other Bank but also in
the balance sheets and documents of all
other financial institutions such as
stock a stock exchange markets bent
other central banks government’s funds
and so on so there’s so many taking
things such as commissions shares
dividends other prices that are charging
that way futures and so on that are all
made up and if you can really accept it
the fact that actually so many things
are made up and artificial in the
financial world you can live with it the
thing is actually that one thing that
was very interesting for me was the
Commission that is charged every time
one single transaction is is being
performed and every day on earth we
charge so many transaction costs and
commissions that actually the value of
all resources or the human that actually
the human world has in some sense then
from that first from that perspective
for me it was very interesting to pay
attention to the euro do you know as a
singular European currency this once I
remembered that I heard that it’s
actually invented in order to connect
all the countries by not having a
commission on currency exchange it was
so challenging for me that because of
that in order to try to make some
academic researchers I also enrolled the
studies of European Union law and my
banking background actually helped me
not to take European sync
or Bank palaces for policies for granted
so I was researching all those
possibilities to have one global
currency the idea about global currency
was so interesting for me that actually
I was trying to rethink how actually the
world will look like and how many money
will be saved if there will be one only
one currency in the world and I know
that it performs some of you it might
sound like a some verse from John Lennon
song but actually it’s actually
something that is possible if for
example there is a compromise about it
so I continued doing some researches
some other activities in my passionate
passion for mathematics and Finance and
trying to find solutions I wrote so many
theses I wrote articles a man published
a handbook about how to apply some
finance up to some apply some policies
as a response to irregularities of
fineness and there’s one thing that
actually interested me most but
everything started one rainy afternoon
in November 2012 where I actually was
checking the several website that I met
that I started that I usually check to
in order to see something new and
interesting because in the eve of
financial crisis 2008 yes there wasn’t
the perfect timing for opening for
starting your own business but I did it
and from that moment I’m actually
actually struggling to find some new
possibility to earn money in the
financial world but in terms of but in
terms of some for example in terms of
providing some financial services for my
clients that were very waiting for new
information so at the time I was I was
checking the technological sector that
was the most inspiring for me and I was
checking how some innovations of the
company are actually shifting the per
share price of those companies up and
down so I was giving their advices to my
clients what to sell and buy in that
terms and when I saw these several
articles about not only Bitcoin but
blockchain technology in
cryptocurrencies as such I was
interested in researching it even more
so at that moment I
started rethinking how actually would be
to apply apply all these technology in
some other fields I wasn’t one of those
persons who just wanted to go into the
Bitcoin world and earn from switching of
its price I actually started to research
how the possibilities the possibilities
it actually can get because at the very
beginning when I was introduced Bitcoin
was introduced to me it its cause was
awesome also also so small that actually
if I invested several hundreds of euros
at that time I would be a millionaire by
now which I’m not it doesn’t mean that I
actually don’t like money but the thing
is actually that I don’t think that
money should come fast and overnight
just when you invest the money and do
nothing with it I believe in the process
of earning by doing and this was
actually inspiring for me to research so
when I started teaching about it several
universities and institutes Institute’s
I actually started exploring even more
and answer to all those questions that
were posed to me that made me research
further to that topic and when I
actually started researching it I saw
that actually blockchain is very similar
to my prime primer job actually that’s
very similar to arts because the rules
of it are so simple that it can be
compared to arts because first of all
it’s fair and it’s simple it’s simple
for people who use it it has very simple
rules very few rules that are pretty
simple
but it’s actually very complex – people
– who are not into it and who trying to
understand it but actually rejecting
it’s the nature it’s actually something
that’s very fair so I was doing also the
paintings all the time and I didn’t ever
stopped it but actually the thing is
that blockchain inspired me so much that
I even stopped painting for a moment and
I was trying to research how actually it
would be if for example this type of
technology would be applied on some
other levels I was thinking first of all
the beginning of my career experience
how for example there’s a there’s so
many actually cruelty in the human
nature in
business relations and in relations
towards their client towards the clients
so the thing was actually that I was
trying to find out what all the people
that do not even get the basic level of
respect or the true or the truth or the
even the minimum of that justice could
be helped by this type of technology
because it offers property prosperity
there’s a possibility to get justice
from it because everything is
transparent
everything is fair and everything that
is that is going on through this process
is actually visible so there are so many
legal issues that could be solved we had
this in platform because it actually
offers the possibility to be fair
towards one that you have some relations
to and it’s also securing human rights
in that way because the more justice
there there exists the more human rights
are respected and I was coming back to
the beginning of my story where actually
I was thinking how actually it was
similar to the very idea the very first
idea that I had about my career so in
researching this type of technology this
seems like a response to all negativity
in the financial world that we seen
starting from the global economic crisis
2008 until now we actually see how one
technology is actually being developed
in the same principles as art is being
developed from the beginning of the
history and it was very big lesson to
myself and at that moment I realized
that actually my childhood dream was
actually the best business advice that I
actually had and not following your
childhood dream and abandoning it is
actually the biggest mistake one might
make because it makes you all for a
lifetime doing something that you
actually shouldn’t do and doing
something that actually not comfortable
with so if many of you made a mistake in
that way try to remember that childhood
dream that actually was something that
was that should be your guideline in the
future no matter how old you are and no
matter which professor you choose and if
you still cannot mber
cannot accept it let’s make sure that
your children do not make the same mistake
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