[Music]
hi everybody I’m Jim Rohn I went to high
school I graduated I went to college one
year halfway through my second year I
decided I was smart enough so I quit
one of my major mistakes I should have
stayed in school but I thought you know
heck I’m smart enough to get a job and
back then I thought you know that was it
if you’re smart enough to get a job what
else would you need found out later a
big mistake but anyway I quit school at
age 19 went to work a little while later
persuaded a beautiful young lady to
marry me with a lot of fancy promises
and fortunately for me we got married a
little while later I started my family
and I’m out there working hard doing the
best I thought I could but year by year
I kept falling a little further behind
you know buying a little more than I
could conveniently pay for on time and
the creditors are finally starting to
call saying hey you told us the cheque
was in the mail I’m not feeling it all
good about that about age 25 I’ve got
pennies in my pocket I’ve got nothing in
the bank and way behind on my big mouth
promises to my family and wondering what
could I do to make my life better I was
willing to work hard that was not my
problem but I just wasn’t making the
progress I wanted to make and then good
fortune came my way sometimes it’s
difficult to describe good fortune why
something remarkable happens to you at a
particular time one of my friends says
well hey things don’t just happen things
happen just and maybe that’s it I don’t
know but my good fortune was I had a
chance to meet a very wealthy man his
name was mr. chef mr. rill chef a friend
of mine had gone to work for him and he
started telling me about this man he
said you got to meet this man he’s rich
but he’s easy to talk to and he’s got a
remarkable philosophy of life and he
kept going on and I thought well I’ve
got to meet this man so shortly after
that I had a chance to meet this mister
and I was impressed he was rich he was
easy to talk to within a few minutes I
was dazzled and I said to myself I would
give anything if I could be like that
rich and easy to talk to what would it
take and then I thought if I could just
get around somebody like him and if he
would teach me and coach me I would do
it all and that was my good fortune a
few months later this wealthy man mr.
show hired me and gave me a job and I
went to work for him money I spent the
next five years in his employ and then
unfortunately at age 49 he died but I
got to spend five years with this
remarkable man his last five years of
his life and the first five years of my
new life and my dream came true during
that five year period this man took the
time to teach me and coach me he taught
me the books to read he taught me the
disciplines and he taught me the skills
and he taught me the changes to make in
my language and personality and the
things he shared with me during that
five years changed my whole life changed
my income changed my bank account
changed my future I’ve never been the
same by the time I was 31 years old I
was a millionaire so he taught me
economics as well so how lucky can you
get
to meet the right person at the right
time who takes the time to share with
you ideas that can change your life a
lot of rich people right don’t take the
time but he did and he also had the
ability some people want to share their
experiences but they don’t quite know
how to say it but he had it all and he
used language that I could understand
and those ideas greatly affected my life
I wish he was still alive today if he
was I’d be calling him today one more
time thanking him for the time he spent
with me sharing his life and his
experiences that so dramatically
affected my life then how I really came
to be invited to speak to you today 30
plus years ago I was living in Beverly
Hills California and a friend of mine
one day said
Jim you’ve got to come and tell your
story to my service club he belong to
the Rotary Club and he said I know your
story Idaho farm boy makes it to Beverly
Hills but he said I know my club members
would love to hear your story would you
come and and at our breakfast meeting
and tell your story and I said ok so I
arranged a little talk went and shared
my story that morning and guess what
they liked it and my phone rang another
club called and said would you come and
tell us that story my phone rings
another club call said we’ve heard about
your story we have a luncheon meeting
would you come share your story first
thing I know I’m spending a little piece
of my time giving these breakfast talks
and luncheon talks and then one day a
man who heard my talk about three times
said would you come and talk to my
management and sales people he said I’ve
got this little company going and it see
if you he said if you would spend some
time talking with my management and
sales people I’d be happy to pay you and
I thought wow wouldn’t that be something
tell my story and my experiences and get
paid he said I’d be happy to little did
I know that was the beginning of a whole
new brand new adventure for me and
sharing my story in speeches and talks
and seminars and lectures and now this
business become one of my most
flourishing enterprises takes me around
the world I went to many countries just
this year had my largest audience early
this year in Spain 12,000 people 10
different languages being translated at
the same time the whole audience with
the earphones on it’s interesting when
you lecture with multi languages you
know when you hit the punch line you
know the Spanish laughs first and then
the French get it and then finally the
Italians get it and last the Germans
finally get it and then I say hey the
Germans finally got it I guess we can
continue you know some languages take
long longer to translate than other
languages but what an exciting adventure
for me I was in Israel this year I
lectured in France my first trip to
Prague Czechoslovakia Lisbon Portugal
last year I was in London lecturing
happened to be there the same night
Pavarotti was singing in London so a big
dilemma for the people in London shall
we go see Jim Rohn or shall we go listen
to Pavarotti well I must admit he had
more people and I did like a hundred and
fifty thousand more he did a free
concert in Hyde Park and they expected a
quarter of a million but only a hundred
and fifty thousand showed up because it
rained and they all got soaked from
Prince Charles on down but they sat in
the rain and listened to Pavarotti I
would have been happy that evening right
to cancel my seminar and go sit in the
rain and listen to Pavarotti anyway he
and I have agreed now not to appear in
the same city on the same day anymore
not really but how exciting for me to be
able to travel all around the world and
share my story and then especially to
have this chance today to come and visit
with you and when I get a chance to
speak at a at a high school class or a
university class I’m always excited
about it I’m limited in time so I wanted
to use this way to come and share my
story with you and some ideas that might
be helpful in your career for the future
in your now busy life as a student and
then wherever you find yourself in the
years to come some of the things I’m
going to share with you I want you to
remember for a long long time because
the idea is I want to translate for you
drastically affected my life and if I
can share now and affect your life and
you write me a letter or tell me in
person someday mr. Owen I listen to your
video and I watched it carefully and
sure enough some of the ideas that you
shared greatly affected me and here’s
what’s happened to my bank account
here’s what happened to me in school
here’s what’s happening to my future
that’ll give me great great satisfaction
so the man who shared with me ideas that
changed my life I want to share with you
three of those basic subjects when I met
him I was 25 years old and when I first
got acquainted with him I used a lot of
excuses as to why I wasn’t doing well
and he said well tell me
little bit about your story and I told
him you know I was behind on my bills
had pennies in my pocket nothing in the
bank but I was embarrassed about being
behind on my big mouth promises to my
family and then he gave me one little
simple phrase that really forever
changed my life and here’s what he said
mr. Owen if you want the future to
change for you you’ve got to change and
he said if you don’t change the next six
years of your life is gonna be just like
the last six you’ll still be behind on
your bills you’ll still be behind on
your promises but then he gave it to me
in the form of a promise when I was
twenty five years old I’ve remembered it
all these years and I’ve shared this
promise now was probably over three
million people in the last 30-plus years
and it’s gonna be valid for you so
listen carefully to this promise my
teacher said to me young man if you will
change everything will change for you if
you will get better everything will get
better for you what a clear message that
was for me
he said if you’ll change your philosophy
if you’ll change your habits if you’ll
refine your thinking if you’ll change
and accept some new disciplines if
you’ll turn the corner where you’ve been
in the past go for a new life for the
future
he said all kinds of remarkable things
will happen for you if you will change
before I met mr. show if I used to cross
my fingers and say I sure hope things
will change I was hoping the government
would change and the tax structure would
change and that my boss would change and
pay me more money I was hoping that you
know economics would change and prices
would come down and I was hoping that
circumstances would get better and then
I discovered from my teacher that those
things are going to continue the same in
fact all of those things that happen to
us is kind of like the wind that blows
and the wind blows on us all in fact in
America especially the last six and a
half thousand years of recorded history
we’ve got probably the most favorable
wind that’s ever blown economics and
chances living in a free country
democracy and freedom an excellent
economy sure we struggled at times but
compared to the rest of the world in the
last six and a half thousand years we’ve
got the best wind ever but if you just
let the wind blow I’m telling you it
won’t take you where you want to go all
of us must use this wind to take us to
the dreams we’ve got to the equities we
want to the money we want to the income
we want and to all the things we want
our life to have this is where we want
to go and we’ve got a good wind but we
must not leave our future just to the
wind just to the economy just to the
structure of the way things are
happening today here’s what we must
learn to do and that is set a good sail
and if you’ll learn to set a good sail
and that’s what my teacher taught me in
those early days he said mr. Owen the
wind is gonna blow however it’s gonna
blow politics are gonna be politics and
the economy is gonna be the economy and
however it turns out that’s the way it’s
gonna be what you must learn to do is
not to wish for a better wind that’s
naive the key is to wish for the wisdom
and the skills and the learning so that
you can set a better sail and so that’s
what I did at age 25 I went to work not
on the economy I went to work not on the
community I didn’t go to work to try to
change the government I didn’t go to
work to try to change my boss or the
company I didn’t go to work to try to
change circumstances I went to work to
try to change myself and I picked up
that promise my teacher shared with me
that if I would change my income would
change if I would change my bank account
would change if I would change my future
would change and sure enough his promise
came true for me the first six years of
my economic life I wound up broke those
pennies in my pocket nothing in the bank
behind on my promises the second six
years of my economic life I wound up
rich but interestingly enough the second
six years of my economic life the
government was about the same and the
economy was about the same you know the
companies were about the same what they
paid was the same
circumstances around me were the same
you know my negative relatives were the
same but I was not the same that’s how
my life changed that’s how things
started working for me changing my life
all those years ago so that’s what I
wanted to share with you to begin with
this beginning of what mr. sho shared
with me that if I wanted my life to
change this was what I was going to have
to do and so he broke it down into three
subjects that really made an impact on
my life and I want to share those with
you
the first subject he called personal
development and the second subject he
called setting goals and the third was
how to become financially independent
and I’d like to give you just a few
clues from those three major subjects
that so dramatically affected my life
and let’s get started the first one is
personal development now in illustrating
personal development mr. chef my teacher
started with money you know money’s not
the only place to start in talking
personal development but it’s where he
started so let me share the thoughts he
shared with me back then let me share
them with you here’s the best lesson I
can give you on economics it’s very
simple we get paid for bringing value to
the marketplace that’s about as simple
as I can put economics we get paid for
bringing value to the marketplace now it
takes time to bring value to the
marketplace however we do not get paid
for time so we cross that out
mistakenly the man says I’m making about
$20 for an hour not true if that was
true you could just stay home right and
have them send your money so that’s not
true we don’t get paid for time we get
paid for value brought to the
marketplace now since that’s true here’s
one of the key questions of my talk to
you today it
is it possible to become twice as
valuable to the marketplace and make
twice as much money in the same time is
that possible
the answer is yes could you become three
times as valuable as you might be right
now to the marketplace and make three
times as much money in the same time in
the answers yes five times ten times of
course America is unique it’s a ladder
decline it starts down here let’s say at
five dollars an hour and it keeps going
up top income last year eighty million
dollars the guy who runs coca-cola now
that’s a heck of a ladder that’s why
everybody wants to come here write the
book people are not headed for Vietnam
people haven’t plotted and schemed for
50 years saying if I could just get to
Poland everything would be okay
not true everybody wants to come to
America and the reason is because we’ve
got the best wind ever blowing in our
favor we’ve got the best economic
opportunity anybody’s had in six and a
half thousand years and all you have to
do is understand it and take advantage
of it now there’s some key questions to
ask here why would the marketplace pay
someone only five dollars an hour very
simple answer they’re not very valuable
to the marketplace now we must underline
to the marketplace this person might be
a very valuable brother yes remember the
family valuable yes valuable member of
the church of course valuable citizen of
the country yes valuable in the sight of
God no doubt we’re all of equal value in
the sight of God but if you’re not very
valuable to the marketplace you don’t
get much money you say well it shouldn’t
be that way well then you got to start
your own country you know this one’s
been in process for 200 years and this
is the best we’ve been able to come up
with so far but here’s the key you don’t
have to stay here now there was a big
debate in Congress last year that this
$5 was not enough should be six should
be six should be six but we don’t need
legislation six is already on this
ladder the next step
you know if you work for McDonald’s
they’ll pay you five dollars an hour to
take out the trash if you whistle while
you take out the trash they’ll pay you
six dollars an hour so we don’t need
that legislation you need to just need
to take lessons on how to whistle have a
good attitude
now as you begin to climb this ladder
why would the marketplace pay some
people fifty dollars an hour answer
evidently they must be more valuable to
the marketplace ten times more valuable
and is that possible for someone to be
10 times more valuable and earn $50 an
hour instead of five and the answer is
yes that’s what America is all about
now why would the marketplace pay some
people $500 an hour evidently this
person must be much more valuable to the
marketplace that’s what’s important to
understand to the marketplace and with
the marketplace pay one person eighty
million dollars for one year’s work and
the answer is of course if you helped a
company make a billion dollars would
they pay you eighty million I’m telling
you it is possible and that’s why
America is so exciting that’s why this
financial ladder is so exciting it’s
possible for all of this to come true
for all of you no matter where you start
as a student in school just getting
started out there in the workplace this
is all possible for you now mr. shelf
gave me the clue on how to climb this
ladder as high as I wanted to climb now
we’re talking primarily economics here
there’s a lot of other ways to become
valuable to your family valuable to your
friends valuable to the community
valuable to the team right valuable to
the to the team effort valuable to the
concert but here’s what he said to me in
climbing this ladder economically all
you have to do is work harder on
yourself than you do on your job once I
heard that it made sense to me I kept
hoping that everything else would change
around me found out that if I went to
work on
self worked on my skills worked on my
language if I became better than I was
each year if I grew in skills and
language and vocabulary and competence
then I would become attractive to the
marketplace not very long ago a company
called me and said mr. Owen we’re
expanding internationally we’d like to
have a bit of your expertise to help us
would you give us a bit of your time
we’ll add some millions to your fortune
and I said ok and I thought later isn’t
that interesting they would call me then
my second thought was of course they’d
call me who else would they call I can
get the job done now what a contrast for
me farm boy from Idaho raised in
obscurity parents of modest means broke
when I was 25 how come I would get a
telephone call and someone offer me a
lot of money to help them in expanding
around the world
simple answer evidently something
happened to me between age 25 and where
I am today and I can tell you where it
all started from my teacher mr. shelf
who said to me we don’t have to change
what’s going on out there that’s the
wind that’s blowing all we have to do is
change what’s going on in here and now
there are several ways to do that on
personal development and let me give you
those ways here’s the first one we must
learn from personal experience
pretty simple learn what happens to you
take a look back over the last few
months did you make some mistakes how
could you correct those for the future
take a look back over the last year have
you done it right or done it wrong let’s
correct it for the next year
learn from your personal experience
mister chef asked me when I first met
him said Mr Rohn how are you doing
you’ve been out there now six years and
I said I’m not doing very well he said I
suggest you not do that anymore what a
simple Swift analysis in my situation he
said if you keep doing it the next six
years will be like the last six you
don’t want that to happen let’s make the
changes so learn from your personal
experience now here is number two why I
came to share this video experience with
you today and that I
at ope other people’s experiences that’s
me
other people that’s your teacher other
people that’s your friends and
colleagues other people the people you
meet that can pass along to you their
experiences what’s happened to them the
mistakes they made how they corrected
them how they change their health and
change their bank account and change
their income and change their future
that’s it other people now there’s two
kinds of people to learn from one is
failures it’s too bad failures don’t
give seminars right that would be
valuable bring your notebook have them
tell you how they lost it all and threw
it all away through their health away
and through their friendships away and
the things didn’t work out well that
would be valuable but now then we must
also learn from positive people that
have done well they’ve got the health
and so we asked them how did you become
so wealthy they’ve got the skills so we
asked them how did you become this
skillful they’ve got the income so we
asked them how did you get here in such
a short period of time so now here’s
what’s important in personal development
in learning from other people we learn
number one by observation we learn what
we see we watch people that are
successful in what they do in sports we
watch their disciplines in business we
watch their disciplines by observation
what we can see the reason I created
this video is something that you could
see someone’s experiences translated for
you second we learn by what we hear I’ve
got some of my lectures on cassette tape
so you know you can take them with you
wherever you go and learn by listening
turn your car into a mobile classroom
and listen and then listen to the sermon
on Sunday morning listen to the lectures
listen to the teacher listen to someone
who’s got something good to say and then
number three is vitally important on
personal development and that is read
all the books all the books you can
possibly read in your lifetime mr. Joffe
got me started on my library I’ve got
one of the better libraries haven’t read
everything in it but
I feel smarter just walking in it my
library at least I was smart enough to
buy it now I got to be smart enough to
read it then of course I got to be smart
enough to decide what’s valuable and
then do it but this one is very
important become a good reader some
books that help change my life mr.
show-off recommended of course the Bible
and my parents made sure I was a pretty
good scholar by the time I was 18 that’s
been so beneficial for me drawing from
those illustrations reading about those
stories people who made it and people
who didn’t make it and what the
difference was and then other books that
helped to really change my life one
called Think and Grow Rich by Napoleon
Hill and then a book that helped me
become financially independent by the
time I was 31 and that book is called
the richest man in Babylon by George
claisen and I’m gonna share a little bit
of that book with you when I get to
financial independence today our third
subject but I started reading the books
attending the classes making sure that I
got in front of people that had
something good to say and then I started
keeping a journal one of the major
things my teacher taught me was to keep
a journal
he said don’t trust your memory if you
hear something good just make a little
note and write it down now at first I
took you know notes on pieces of paper
and torn off corners and backs of old
envelopes and it didn’t serve me well
you know thrown in a drawer then I
learned to keep a journal a bound copy
of all my notes so I would suggest you
do the same things that impress you a
poem that impresses you when you attend
a class some of the ideas that impressed
you jot them down if you read something
in a magazine write some ideas take
those out put them in your journal keep
a good journal the rest of your life
this will serve you well my journals
make up a significant portion of my own
library and if you saw my library and
saw my journals I tell you what you’d
have to say this is the library and
these are the journals of a very serious
student no wonder mr. Owen is invited to
lecture and speak on his experiences
around the world so I want the same
thing to happen to you value captured
that you can resort
to later go back over it and review it
and let it become valuable to you so
that’s my first subject personal
development work harder on yourself than
you do on your job develop the skills
learn the lessons take the classes
absorb all that is being taught to you
these days and then later on of course
you can sort it out what’s valuable for
you and how to refine it for your
business and for your life and for your
future but the main thing is to get it
and start this process of personal
change personal development and let me
say it one more time if you will change
everything will change for you you’ll
never be the same you’ll keep growing as
you look back on a few months look back
on a few years you won’t believe the
progress you can make economically your
relationship with your family your
friends and whether you’re in sports or
economics or whatever I’m telling you
that whole process of committing
yourself for personal change personal
value can really make your life unique
and worthwhile now let’s cover the
second subject on setting goals mister
shelf gave me some tips on setting goals
that changed my life forever and I want
to share those with you so let’s talk
about setting goals and I also want to
tie it to personal development and
you’ll see how I’m going to do it as I
progressed here setting goals we need to
take a look into the future there are
four things to consider in terms of
attitude one is how you feel about the
past best advice I can give you on that
as treat the past as a school let it
teach you the mistakes you’ve made the
things that went wrong the things that
didn’t work
don’t use the past as a burden to carry
and don’t use the past as a club to beat
yourself to death past losses past
failures past mistakes but let the past
be a school tough school maybe we’ve all
been through some tough stuff so if you
feel good about the past
draw from it for experience and let it
teach you
then next is how you feel about the
future we’ve got to have the future well
designed the future is called the
promise and here’s what we teach in our
leadership series the promise of the
future can be an awesome force
for your own future the promise of the
future designing the future there’s two
ways to face the future one is with
apprehension and the other is with
anticipation I promise you and my
travels around the world most people
face the future with apprehension and
here’s why they don’t have it
well-designed they’ve sort of left that
up to someone else to fix but here’s the
best way to face the future with
anticipation and you can in you can face
the future with anticipation if the
future is clear if the future is well
designed and I would like to have you
consider some thoughts with me that
helped me to really change my future by
giving it some thought and some
consideration and here it is in setting
goals it’s very simple number one decide
what you want you just take a little
time you sit down and say what do I want
what kind of skills do I want what kind
of income do I want for the future
what would I like where would I like to
go places I’d like to visit habits I’d
like to acquire skills I’d like to have
you just take a little time to think
about what you want economics
friendships people you’d like to meet
places you’d like to go you just take
some time and then I suggest when you’ve
thought about what you want for the
future
make a list just jot it all down so
really a very simple process and then
here’s number three keep all the old
lists I’m telling you this served me so
well keeping my old list of goals I look
back now 1020 years ago at goals I said
lists I made and I smile now because
here’s what I thought was so important
you know 20 years ago now some of those
things aren’t even on my list I’ve got a
new list I’ve grown
I’ve matured but I give you that advice
decide what you want number two write it
down number three keep the old lists and
then here’s number four when you get
something that’s on one of these lists
check it off part of the fun of having a
list is checking it off and then if you
can add some drama to checking it off
see that that’s what really helps I set
a goal to go to Spain many many years
ago and when I finally made my first
trip to Spain I had that journal with me
that had that list in it and while I had
my journal on my lap waiting for the
wheels to touch down in Madrid I waited
until the wheels touched the runway and
I checked it off just adding a little
drama so part of the fun of having a
list is checking it off now
here’s what’s important about the lists
and designing your future if the future
gets clear the price gets easier because
you got to remember for every promise
there’s a price to pay
everybody’s got to pay the price
everybody’s got to do the deal
everybody’s got to do the disciplines
everybody has to pay but here’s what
I’ve discovered if the promise is clear
and powerful the price is easy to pay
the price is some classes the price is a
few books the price is a few disciplines
the price is finding something that’ll
make your life better make you grow make
you change make you develop so the first
part of the key is to design the promise
then what is the price to pay I’m
telling you the price will be easy
anybody in my audience can pay it no
matter where you are where you come from
color doesn’t matter religion doesn’t
matter where you grew up doesn’t matter
circumstances don’t matter I’m telling
you if you’ll make the promise of the
future clear for yourself the things you
want the places you want to go the
things you want to have the person you
want to become the skills you want the
homes you want the future you want the
friends you want all of the values of
life that you could possibly want if
you’ll make that clear make those lists
and be serious about it I promise you
it’s an easy price to pay anybody can
pay it and the best advice I can give
you is if I can do it you
do it farm boy from Idaho raised in
obscurity I changed my life turned it
upside down turned it all around found
economics found future found promise and
if I can do it you can do it
so start setting your goals and see if
you can’t get a better excitement going
for the things you want to accomplish
for the future
now here’s my third subject and that’s
called financial independence oh by the
way before I get to financial
independence let me cover one more point
one of the major reasons for setting
goals is for what they make of you in
achieving them my teacher advised me
when I first got started at age 25 he
said Jim why don’t you set a goal to
become a millionaire
he said it’s got a nice ring to it
you know enough zeros to impress your
accountant and he said I’m here to help
you you’re only 25 years old you’ve been
to one year of college you’ve got a
beautiful family every reason to do it
why don’t you set a goal to become a
millionaire and he said here’s why and I
thought he doesn’t need to teach me why
wouldn’t it be nice to have a million
dollars he said no then you’ll miss it
he said here’s why for what it will make
of you to achieve it I’m telling you
that statement changed my life set the
kind of goals that will make something
of you to achieve them he said now once
you become a millionaire or what’s
important is not the money I thought
that’s kind of strange teaching he said
honest it isn’t important he said you
could just give the money away now I did
better than that I lost it all by the
time I was 31 I was a millionaire by the
time I was 33 I was broke and I’ll tell
you a little bit about that story later
but when I lost all my money guess what
I found out mr. Joffe was right what was
valuable was not the money what was
valuable was what I became to earn the
money the skills I had the knowledge I
had about the marketplace the values
that I had going for me they were more
valuable than the money and here’s an
important statement to remember it’s not
what you get that makes you valuable
it’s what you become so part of the key
is to set the kind of goals that will
make something of you don’t set him too
low so did you don’t have to grow and
you don’t have to read and you don’t
have to try and you don’t have to
stretch don’t set them too low and then
don’t sell out don’t go for something
that’s gonna cost you your virtue or
cost you your values or sell out your
principles there’s a good middle road
here to follow goals that will inspire
goals that will help you grow change
develop and become better than you are
okay now let’s talk about financial
independence how to become rich by 4035
if you’re extra bright much soon or if
you find an opportunity like I did let
me show you how I did it financial
independence first of all I like the
phrase financial independence some
people are a little bit concerned about
using the word becoming rich or becoming
wealthy and I can understand that I
struggled a little bit with this is it
okay to go for becoming rich go for
becoming wealthy and maybe that’s a bit
too strong the word or strong a term so
here’s what I’ve come up with it I think
it’s comfortable for me and that is how
to become financially independent I
think it’s every person’s heritage here
especially in America to become
financially independent now let me give
you my definition of financial
independence financial independence is
the ability to live from the income of
your own personal resources financial
independence now it depends on how you
want to live if you need to $3,000 a
month if you need four or five thousand
a month if you need ten thousand a month
some people may need you know a hundred
thousand a month but whatever you would
need to live and you could earn that
living from the income of your own
personal resources that’s what I call
financial freedom financial independence
and let me show you how to acquire it if
you start at age fifteen between ages
fifteen and thirty five is twenty years
and in my personal opinion
based on my own studies and my own
experience 20 years in my opinion is
enough time to become financially
independent if you’re not you don’t live
in the wrong country probably what’s
happened is you have the wrong plan and
it’s easy to be a nice person with the
wrong plan I found that when I was 25
years old I was broke at age 25 and I
was a nice guy you would have liked me
but I’m telling you my plans up until
then especially my financial plan left
me broke I totally changed it the next
six years and I became financially
independent so I know what I’m talking
about it is possible in a reasonable
amount of time 15 to 35 whatever 20
years time enough time you can do it
much shorter period of time like I did
if you want to but this is a reasonable
enough time but here’s number one first
of all you got to have the right
philosophy philosophy is our ability to
gather knowledge and sort through it and
decide what’s valuable to develop a
philosophy about life a philosophy about
our health a philosophy about our family
relationships a philosophy about
economics and if you develop the right
philosophy that’s what helps to set this
sail so that in six years it takes you
where you want to go instead of winding
up like I did that first six years of my
economics broke no money empty bank
account the right philosophy now let me
give you a couple of philosophies to
consider here’s the first one it’s
called the philosophy of the poor and
here it is poor people usually spend
their money and invest what’s left
that’s the philosophy of the poor now
here’s the philosophy of the rich rich
people invest their money and spend
what’s left and here’s the startling
answer it really doesn’t matter what the
amount is what’s most important is not
the amount what’s really important is
the philosophy so I would ask you to
adopt this philosophy of spending after
you have invested invest first Vince
Bend and I’ve got a little formula that
I’m going to share with you now what
should a child do with a dollar I mean
there’s a lot of debate going on I’m
sure across the country on what a child
should do with the dollar here’s one
opinion it’s only a child and it’s only
a dollar what difference does it make
well in my opinion it makes all the
difference in the world
a person’s economic future starts with
the child with a dollar somebody says
all no you’re only young once let him
spend it all well when would you hope
that would stop somebody says well wait
at least 50 and broke like me and you
know and then you’ll learn well no we
don’t want to wait that long if I would
have known or earlier than age 25 I
would have changed in high school if I
if they would have had classes called
wealth one wealth two I’d have taken in
both classes I would not have waited
until age 25 so the earlier the better
so what should a child do with a dollar
here’s the simple premise to begin with
don’t spend it all and if a child wants
to spend the whole dollar you got to say
hey don’t spend at all
you know don’t spend it all they’ll say
why not it’s my dollar I earned it you
say I know you earned it but don’t spend
it all they’ll still say why not say let
me show you why not so you put him in
your car take him to the other side of
town and show them where people live
that spend the whole dollar you just
drive them around kids learn best by
visual just drive around and say would
you like to live here kid says no would
you like to live like these people live
kid says no no then you can’t spend the
whole dollar so kids will get the
message so you know take them to other
side of town show them around unless you
already live there and then just show
them around anyway don’t spend the whole
dollar now let me give you my best view
of what to do with the dollar and I
promise you if you started at age 15 now
if you’re over 15 right you’ve still got
plenty of time you still got 20 years
you know if you’re 30 you’re still got
20 years I mean you know you still got
plenty of time to start what I’m about
to share with you what to do with the
dollar here’s my first bit of advice
never
spend more than 70 cents never spend
more than 70 cents now you got to pick
some number and the number you pick is
gonna be determined by your philosophy
it’s gonna be determined by what you’ve
been taught or your experience teaching
yourself when I first met my teacher mr.
show if I was at about a hundred and ten
percent of each dollar you know I’m down
at budget finance Hawking my furniture
in my car one more time and then I
learned a whole better formula for
financial independence number one don’t
spend more than 70 cents now kids say to
me well okay what do I do with the other
thirty cents and here’s what I teach
them ten cents for charity charity or
church we’re helping people that can’t
help themselves ten cents to support
worthy projects projects that you feel
good about ten cents out of every dollar
it’s called being generous with part of
what you’ve taken out of society now in
my opinion nothing teaches us character
better than generosity no class no
teacher no book teaches generosity
teaches character better than generosity
and the best time to start is when the
amounts are small and I know if kids
learn these lessons well they’ll give a
dime out of a dollar help people that
can’t help themselves support worthy
projects or if you belong to a church
they teach tithe piece of that’s very
important now because when the amounts
get larger sometimes it’s a little more
difficult you know giving a hundred
thousand out of a million someone says
oh if I had a million not give a hundred
thousand I’m not sure that’s a lot of
money so the time to start is when the
amounts are small ten cents out of the
dollar okay next ten cents I call active
capital active capital means do
something to make a profit active
capital set aside a portion of your
income wages are okay but I’m telling
you wages will make you a live
prophets will make you a fortune so set
aside part of your income as capital
called active capital any kind of
project you can possibly think of you
can possibly come up with I’m gonna
write a new book I think for kids I
think the title is going to be of course
kids should pay taxes it’s kind of an
interesting title in California kids do
pay taxes when a child walks into
7-eleven buy something that costs a
dollar the proprietor says give me seven
more pennies and the child says hey
what’s these seven pennies for the
proprietor says that’s the taxes kid
says well hey I’m only eight years old
proprietor says congratulations you’re
my youngest taxpayer give me the money
so in California where I live kids do
pay taxes big question is should they
and my book will answer that question of
course kids should pay taxes nothing is
for free if you want to ride your
bicycle on the sidewalk instead of in
the mud you got to pay the seventh
inning nothing is free so we all have to
pay so ten cents out of you’re living
out of the money you earn set aside for
capital capital to try your best to show
a profit and in my books gonna be all
kinds of ways kids can make money right
two bicycles one to ride one to rent I
mean you know it doesn’t take long to
figure out some enterprise that’ll start
making a profit then you must jot this
down if you’re taking notes profits are
better than wages one you can’t usually
start wages until you’re about sixteen
fifteen sixteen but you can make a
profit long before you’re eligible to
start earning wages and then there’s no
limit to profits and they can they can
double and triple and quadruple you know
there’s no limit it’s incredible how
fast profits can grow so profits are
better than wages wages make you a
living profits make you a fortune
now the third ten cents is vitally
important I call it passive capital
capital you let somebody else use a
financial institution stocks and bonds
mutual funds whatever let someone else
use it you furnish the money
they use it to make a profit but they
pay you for the use of it called
interest and here’s one of the things
that’ll make you financially independent
fairly quickly and that’s called
compound interest and this is how you
get it letting someone else use a
portion of goober honey your substance
they show the profit they pay you
interest and this passive capital and
telling you over a sustained period of
time if you’ll develop this little 10 10
10 and 70 especially starting at age 15
I’m telling you by the time you’re 35
you will be financially independent
you’ll have the ability to live from the
income of your own resources and then
one more point on passive capital
there’s a Bible philosophy I’m an
amateur on the Bible but there’s a Bible
philosophy that teaches the borrower is
servant to the lender and if you want to
be in a powerful position as you grow
older finally when you become mature or
maybe have your own business things have
worked out for you for the future the
position you always want to be in is the
power position and that’s called the
lender the lender is the power position
so if kids learn early enough and then
you ask them what they’d like to be when
they grow up I’m telling you once they
understand they’ll say well one of the
things I want to be is one of those
lenders that’s the power position not
the spender know you’ll be pitied the
rest of your life if you just become a
spender you’ve got to become a lender
and I think this is one formulas to
follow 10 cents out of every dollar let
someone else use it be the lender power
position then try to show a profit can’t
we teach our children how to take a
dollar search the neighborhood find a
broken wagon pay a dollar for it bring
it home you know clean it up sand it
until it’s clean paint it red till it
shines straighten out the wheels till
they’re true take it back to the
neighborhood sell it for $5 anybody can
do that
now does the child deserve $4 profit in
the answers yes society now has a mended
wagon that’s what America is all about
finding something touching it making it
better making a profit taking part of
your resources helping people who can’t
help themselves
let someone else use it to make a profit
some projects require more capital and
one person has exciting and then let
them pay you for the use of it America’s
had this philosophy now all these years
communism has taught all these years
capital belongs in the hands of the
state not in the hands of the people
we’ve been teaching all these years
capital belongs in the hands of the
people not in the hands of the state and
we turned out to be right
capital in the hands of the kids capital
in the hands of the people enterprises
that make a profit enterprises that grow
it’s the hope of our future so that
little simple formula I hope will help
you now one more key on financial
independence and that is attitude
attitude here’s number one I used to say
I hate to pay my bills my teacher
straightened me out on that he said
let’s see mr. Owen what you hate to do
is pay $100 on an account and reduce
your liabilities and increase your
assets I said well no not if you look at
it that way he said well it all depends
on how you look at it so wouldn’t you
love to pay your bills reduce your
liabilities increase your assets you got
to have that kind of attitude I found
out the same attitude about taxes I used
to say I hate to pay my taxes mr. show
said well that’s one way to live but
don’t you understand taxes is how we
care and feed the goose that lays the
golden eggs wouldn’t you want to do your
share someone says yes but the goose
eats too much probably true but hey we
all need too much we all need to go on a
diet better a fat goose than no goose so
I finally became a happy taxpayer now I
think taxes are too high so I’m working
to get taxes lowered for our economic
future but then whatever they turn out
to be I gladly pay do my part cuz that’s
what makes the whole system run each of
us doing our part now I want these three
subjects to be valuable for you I want
them to have meaning for you I want you
someday to be financially independent I
want you to have the personal
development so that you feel good about
yourself if I had a chance to meet you
someday I’d like to have you show me the
list of
that you got started and say mr. own
here some I’ve already checked off
here’s the books I’m reading here’s
what’s happened I’m developing the
skills I’m better this year than it was
last year I’ve got more self-confidence
my skills are developing that’s what I
want for you and that’s why I took the
time to come and share in this video
message with you I do seminars all
around the world that this is one way
that I can reach out and touch you in
case you can’t come to my seminars
wherever I am maybe this video will
reach you somewhere and it’ll have an
impact on your life and what I’d like to
do is later hear about it a letter phone
call or to have a chance to meet you in
person and now I’d like to leave you
with these four questions called
questions to ponder these questions were
valuable for me and I want to make them
valuable for you here’s the first one
why we all ask why we should work this
hard why I take that many classes well I
go to school at many years you know why
I take the notes why I read the books
why I work that hard why put yourself
through the push ups and the disciplines
why good question why best answer to why
I think is the second question why not
why not see how many books you can read
how many classes you can take
how many skills you can develop why not
see how valuable you could become to the
marketplace and to your friends and to
your family why not see what you can
make of yourself why not see how far you
can go how much you can see how much you
can earn how much you can share why not
that’s the heritage all of us have in
America especially is to see what we can
make out of our lives now that we’ve
been given this extraordinary
opportunity now my third question I’d
love to ask you in person but since I
can’t do it in person I want to ask it
of all of you but I want you to take it
personally and my third question is why
not you why not you with good
self-esteem why not you starting to
change and setting goals why not use
starting to make progress toward
financial independence if I can do what
you can do it
I wished I had a lot more testimonials
here today besides mine a whole steady
stream that would come by and tell you
their story someone who started with
nothing finally run a big enterprise a
mother who was on welfare now she owns
her own business in addition to my story
I wish I had a lot more and if all of
them told their story guess how they
would probably wind up their story
they’d probably say just like me why not
you if we can read you can read if we
can change you can change if we can
figure it out you can figure it out if
we can turn it around you can turn it
around there isn’t anything you can’t
accomplish that’s what those
testimonials would say and so I want to
say it to you personally why not you
you’ve got the brains you’ve got the the
stamina you’ve got the vitality you’ve
got the interest you’ve got your life
ahead of you you’ve got the future you
can do it if anybody can do it you can
do it if one of us can do it hey we all
can do it and now here’s my last
question why not now this is a good time
as the 20th century starts to wind down
a few more years as we get ready for
century 21 what a good time to set your
goals work on yourself work on your
skills what a good time to get it
together what a good time to start this
process personal development growing
changing developing having a good plan
for your money and for your life and for
your future why not now and I hope I
have a chance to see you one of these
days and share with you the experience
the reaction response you might have had
from my message today and until I get a
chance to see you on this side of the
world or the other side of the world in
some school or some seminar or maybe
I’ll come and speak for a company that
you work for some day I hope I get a
chance to meet you until then I wish you
the best
I want all that I’ve gotten to be yours
and much much more
god bless goodbye
hi everybody I’m Jim Rohn I went to high
school I graduated I went to college one
year halfway through my second year I
decided I was smart enough so I quit
one of my major mistakes I should have
stayed in school but I thought you know
heck I’m smart enough to get a job and
back then I thought you know that was it
if you’re smart enough to get a job what
else would you need found out later a
big mistake but anyway I quit school at
age 19 went to work a little while later
persuaded a beautiful young lady to
marry me with a lot of fancy promises
and fortunately for me we got married a
little while later I started my family
and I’m out there working hard doing the
best I thought I could but year by year
I kept falling a little further behind
you know buying a little more than I
could conveniently pay for on time and
the creditors are finally starting to
call saying hey you told us the cheque
was in the mail I’m not feeling it all
good about that about age 25 I’ve got
pennies in my pocket I’ve got nothing in
the bank and way behind on my big mouth
promises to my family and wondering what
could I do to make my life better I was
willing to work hard that was not my
problem but I just wasn’t making the
progress I wanted to make and then good
fortune came my way sometimes it’s
difficult to describe good fortune why
something remarkable happens to you at a
particular time one of my friends says
well hey things don’t just happen things
happen just and maybe that’s it I don’t
know but my good fortune was I had a
chance to meet a very wealthy man his
name was mr. chef mr. rill chef a friend
of mine had gone to work for him and he
started telling me about this man he
said you got to meet this man he’s rich
but he’s easy to talk to and he’s got a
remarkable philosophy of life and he
kept going on and I thought well I’ve
got to meet this man so shortly after
that I had a chance to meet this mister
and I was impressed he was rich he was
easy to talk to within a few minutes I
was dazzled and I said to myself I would
give anything if I could be like that
rich and easy to talk to what would it
take and then I thought if I could just
get around somebody like him and if he
would teach me and coach me I would do
it all and that was my good fortune a
few months later this wealthy man mr.
show hired me and gave me a job and I
went to work for him money I spent the
next five years in his employ and then
unfortunately at age 49 he died but I
got to spend five years with this
remarkable man his last five years of
his life and the first five years of my
new life and my dream came true during
that five year period this man took the
time to teach me and coach me he taught
me the books to read he taught me the
disciplines and he taught me the skills
and he taught me the changes to make in
my language and personality and the
things he shared with me during that
five years changed my whole life changed
my income changed my bank account
changed my future I’ve never been the
same by the time I was 31 years old I
was a millionaire so he taught me
economics as well so how lucky can you
get
to meet the right person at the right
time who takes the time to share with
you ideas that can change your life a
lot of rich people right don’t take the
time but he did and he also had the
ability some people want to share their
experiences but they don’t quite know
how to say it but he had it all and he
used language that I could understand
and those ideas greatly affected my life
I wish he was still alive today if he
was I’d be calling him today one more
time thanking him for the time he spent
with me sharing his life and his
experiences that so dramatically
affected my life then how I really came
to be invited to speak to you today 30
plus years ago I was living in Beverly
Hills California and a friend of mine
one day said
Jim you’ve got to come and tell your
story to my service club he belong to
the Rotary Club and he said I know your
story Idaho farm boy makes it to Beverly
Hills but he said I know my club members
would love to hear your story would you
come and and at our breakfast meeting
and tell your story and I said ok so I
arranged a little talk went and shared
my story that morning and guess what
they liked it and my phone rang another
club called and said would you come and
tell us that story my phone rings
another club call said we’ve heard about
your story we have a luncheon meeting
would you come share your story first
thing I know I’m spending a little piece
of my time giving these breakfast talks
and luncheon talks and then one day a
man who heard my talk about three times
said would you come and talk to my
management and sales people he said I’ve
got this little company going and it see
if you he said if you would spend some
time talking with my management and
sales people I’d be happy to pay you and
I thought wow wouldn’t that be something
tell my story and my experiences and get
paid he said I’d be happy to little did
I know that was the beginning of a whole
new brand new adventure for me and
sharing my story in speeches and talks
and seminars and lectures and now this
business become one of my most
flourishing enterprises takes me around
the world I went to many countries just
this year had my largest audience early
this year in Spain 12,000 people 10
different languages being translated at
the same time the whole audience with
the earphones on it’s interesting when
you lecture with multi languages you
know when you hit the punch line you
know the Spanish laughs first and then
the French get it and then finally the
Italians get it and last the Germans
finally get it and then I say hey the
Germans finally got it I guess we can
continue you know some languages take
long longer to translate than other
languages but what an exciting adventure
for me I was in Israel this year I
lectured in France my first trip to
Prague Czechoslovakia Lisbon Portugal
last year I was in London lecturing
happened to be there the same night
Pavarotti was singing in London so a big
dilemma for the people in London shall
we go see Jim Rohn or shall we go listen
to Pavarotti well I must admit he had
more people and I did like a hundred and
fifty thousand more he did a free
concert in Hyde Park and they expected a
quarter of a million but only a hundred
and fifty thousand showed up because it
rained and they all got soaked from
Prince Charles on down but they sat in
the rain and listened to Pavarotti I
would have been happy that evening right
to cancel my seminar and go sit in the
rain and listen to Pavarotti anyway he
and I have agreed now not to appear in
the same city on the same day anymore
not really but how exciting for me to be
able to travel all around the world and
share my story and then especially to
have this chance today to come and visit
with you and when I get a chance to
speak at a at a high school class or a
university class I’m always excited
about it I’m limited in time so I wanted
to use this way to come and share my
story with you and some ideas that might
be helpful in your career for the future
in your now busy life as a student and
then wherever you find yourself in the
years to come some of the things I’m
going to share with you I want you to
remember for a long long time because
the idea is I want to translate for you
drastically affected my life and if I
can share now and affect your life and
you write me a letter or tell me in
person someday mr. Owen I listen to your
video and I watched it carefully and
sure enough some of the ideas that you
shared greatly affected me and here’s
what’s happened to my bank account
here’s what happened to me in school
here’s what’s happening to my future
that’ll give me great great satisfaction
so the man who shared with me ideas that
changed my life I want to share with you
three of those basic subjects when I met
him I was 25 years old and when I first
got acquainted with him I used a lot of
excuses as to why I wasn’t doing well
and he said well tell me
little bit about your story and I told
him you know I was behind on my bills
had pennies in my pocket nothing in the
bank but I was embarrassed about being
behind on my big mouth promises to my
family and then he gave me one little
simple phrase that really forever
changed my life and here’s what he said
mr. Owen if you want the future to
change for you you’ve got to change and
he said if you don’t change the next six
years of your life is gonna be just like
the last six you’ll still be behind on
your bills you’ll still be behind on
your promises but then he gave it to me
in the form of a promise when I was
twenty five years old I’ve remembered it
all these years and I’ve shared this
promise now was probably over three
million people in the last 30-plus years
and it’s gonna be valid for you so
listen carefully to this promise my
teacher said to me young man if you will
change everything will change for you if
you will get better everything will get
better for you what a clear message that
was for me
he said if you’ll change your philosophy
if you’ll change your habits if you’ll
refine your thinking if you’ll change
and accept some new disciplines if
you’ll turn the corner where you’ve been
in the past go for a new life for the
future
he said all kinds of remarkable things
will happen for you if you will change
before I met mr. show if I used to cross
my fingers and say I sure hope things
will change I was hoping the government
would change and the tax structure would
change and that my boss would change and
pay me more money I was hoping that you
know economics would change and prices
would come down and I was hoping that
circumstances would get better and then
I discovered from my teacher that those
things are going to continue the same in
fact all of those things that happen to
us is kind of like the wind that blows
and the wind blows on us all in fact in
America especially the last six and a
half thousand years of recorded history
we’ve got probably the most favorable
wind that’s ever blown economics and
chances living in a free country
democracy and freedom an excellent
economy sure we struggled at times but
compared to the rest of the world in the
last six and a half thousand years we’ve
got the best wind ever but if you just
let the wind blow I’m telling you it
won’t take you where you want to go all
of us must use this wind to take us to
the dreams we’ve got to the equities we
want to the money we want to the income
we want and to all the things we want
our life to have this is where we want
to go and we’ve got a good wind but we
must not leave our future just to the
wind just to the economy just to the
structure of the way things are
happening today here’s what we must
learn to do and that is set a good sail
and if you’ll learn to set a good sail
and that’s what my teacher taught me in
those early days he said mr. Owen the
wind is gonna blow however it’s gonna
blow politics are gonna be politics and
the economy is gonna be the economy and
however it turns out that’s the way it’s
gonna be what you must learn to do is
not to wish for a better wind that’s
naive the key is to wish for the wisdom
and the skills and the learning so that
you can set a better sail and so that’s
what I did at age 25 I went to work not
on the economy I went to work not on the
community I didn’t go to work to try to
change the government I didn’t go to
work to try to change my boss or the
company I didn’t go to work to try to
change circumstances I went to work to
try to change myself and I picked up
that promise my teacher shared with me
that if I would change my income would
change if I would change my bank account
would change if I would change my future
would change and sure enough his promise
came true for me the first six years of
my economic life I wound up broke those
pennies in my pocket nothing in the bank
behind on my promises the second six
years of my economic life I wound up
rich but interestingly enough the second
six years of my economic life the
government was about the same and the
economy was about the same you know the
companies were about the same what they
paid was the same
circumstances around me were the same
you know my negative relatives were the
same but I was not the same that’s how
my life changed that’s how things
started working for me changing my life
all those years ago so that’s what I
wanted to share with you to begin with
this beginning of what mr. sho shared
with me that if I wanted my life to
change this was what I was going to have
to do and so he broke it down into three
subjects that really made an impact on
my life and I want to share those with
you
the first subject he called personal
development and the second subject he
called setting goals and the third was
how to become financially independent
and I’d like to give you just a few
clues from those three major subjects
that so dramatically affected my life
and let’s get started the first one is
personal development now in illustrating
personal development mr. chef my teacher
started with money you know money’s not
the only place to start in talking
personal development but it’s where he
started so let me share the thoughts he
shared with me back then let me share
them with you here’s the best lesson I
can give you on economics it’s very
simple we get paid for bringing value to
the marketplace that’s about as simple
as I can put economics we get paid for
bringing value to the marketplace now it
takes time to bring value to the
marketplace however we do not get paid
for time so we cross that out
mistakenly the man says I’m making about
$20 for an hour not true if that was
true you could just stay home right and
have them send your money so that’s not
true we don’t get paid for time we get
paid for value brought to the
marketplace now since that’s true here’s
one of the key questions of my talk to
you today it
is it possible to become twice as
valuable to the marketplace and make
twice as much money in the same time is
that possible
the answer is yes could you become three
times as valuable as you might be right
now to the marketplace and make three
times as much money in the same time in
the answers yes five times ten times of
course America is unique it’s a ladder
decline it starts down here let’s say at
five dollars an hour and it keeps going
up top income last year eighty million
dollars the guy who runs coca-cola now
that’s a heck of a ladder that’s why
everybody wants to come here write the
book people are not headed for Vietnam
people haven’t plotted and schemed for
50 years saying if I could just get to
Poland everything would be okay
not true everybody wants to come to
America and the reason is because we’ve
got the best wind ever blowing in our
favor we’ve got the best economic
opportunity anybody’s had in six and a
half thousand years and all you have to
do is understand it and take advantage
of it now there’s some key questions to
ask here why would the marketplace pay
someone only five dollars an hour very
simple answer they’re not very valuable
to the marketplace now we must underline
to the marketplace this person might be
a very valuable brother yes remember the
family valuable yes valuable member of
the church of course valuable citizen of
the country yes valuable in the sight of
God no doubt we’re all of equal value in
the sight of God but if you’re not very
valuable to the marketplace you don’t
get much money you say well it shouldn’t
be that way well then you got to start
your own country you know this one’s
been in process for 200 years and this
is the best we’ve been able to come up
with so far but here’s the key you don’t
have to stay here now there was a big
debate in Congress last year that this
$5 was not enough should be six should
be six should be six but we don’t need
legislation six is already on this
ladder the next step
you know if you work for McDonald’s
they’ll pay you five dollars an hour to
take out the trash if you whistle while
you take out the trash they’ll pay you
six dollars an hour so we don’t need
that legislation you need to just need
to take lessons on how to whistle have a
good attitude
now as you begin to climb this ladder
why would the marketplace pay some
people fifty dollars an hour answer
evidently they must be more valuable to
the marketplace ten times more valuable
and is that possible for someone to be
10 times more valuable and earn $50 an
hour instead of five and the answer is
yes that’s what America is all about
now why would the marketplace pay some
people $500 an hour evidently this
person must be much more valuable to the
marketplace that’s what’s important to
understand to the marketplace and with
the marketplace pay one person eighty
million dollars for one year’s work and
the answer is of course if you helped a
company make a billion dollars would
they pay you eighty million I’m telling
you it is possible and that’s why
America is so exciting that’s why this
financial ladder is so exciting it’s
possible for all of this to come true
for all of you no matter where you start
as a student in school just getting
started out there in the workplace this
is all possible for you now mr. shelf
gave me the clue on how to climb this
ladder as high as I wanted to climb now
we’re talking primarily economics here
there’s a lot of other ways to become
valuable to your family valuable to your
friends valuable to the community
valuable to the team right valuable to
the to the team effort valuable to the
concert but here’s what he said to me in
climbing this ladder economically all
you have to do is work harder on
yourself than you do on your job once I
heard that it made sense to me I kept
hoping that everything else would change
around me found out that if I went to
work on
self worked on my skills worked on my
language if I became better than I was
each year if I grew in skills and
language and vocabulary and competence
then I would become attractive to the
marketplace not very long ago a company
called me and said mr. Owen we’re
expanding internationally we’d like to
have a bit of your expertise to help us
would you give us a bit of your time
we’ll add some millions to your fortune
and I said ok and I thought later isn’t
that interesting they would call me then
my second thought was of course they’d
call me who else would they call I can
get the job done now what a contrast for
me farm boy from Idaho raised in
obscurity parents of modest means broke
when I was 25 how come I would get a
telephone call and someone offer me a
lot of money to help them in expanding
around the world
simple answer evidently something
happened to me between age 25 and where
I am today and I can tell you where it
all started from my teacher mr. shelf
who said to me we don’t have to change
what’s going on out there that’s the
wind that’s blowing all we have to do is
change what’s going on in here and now
there are several ways to do that on
personal development and let me give you
those ways here’s the first one we must
learn from personal experience
pretty simple learn what happens to you
take a look back over the last few
months did you make some mistakes how
could you correct those for the future
take a look back over the last year have
you done it right or done it wrong let’s
correct it for the next year
learn from your personal experience
mister chef asked me when I first met
him said Mr Rohn how are you doing
you’ve been out there now six years and
I said I’m not doing very well he said I
suggest you not do that anymore what a
simple Swift analysis in my situation he
said if you keep doing it the next six
years will be like the last six you
don’t want that to happen let’s make the
changes so learn from your personal
experience now here is number two why I
came to share this video experience with
you today and that I
at ope other people’s experiences that’s
me
other people that’s your teacher other
people that’s your friends and
colleagues other people the people you
meet that can pass along to you their
experiences what’s happened to them the
mistakes they made how they corrected
them how they change their health and
change their bank account and change
their income and change their future
that’s it other people now there’s two
kinds of people to learn from one is
failures it’s too bad failures don’t
give seminars right that would be
valuable bring your notebook have them
tell you how they lost it all and threw
it all away through their health away
and through their friendships away and
the things didn’t work out well that
would be valuable but now then we must
also learn from positive people that
have done well they’ve got the health
and so we asked them how did you become
so wealthy they’ve got the skills so we
asked them how did you become this
skillful they’ve got the income so we
asked them how did you get here in such
a short period of time so now here’s
what’s important in personal development
in learning from other people we learn
number one by observation we learn what
we see we watch people that are
successful in what they do in sports we
watch their disciplines in business we
watch their disciplines by observation
what we can see the reason I created
this video is something that you could
see someone’s experiences translated for
you second we learn by what we hear I’ve
got some of my lectures on cassette tape
so you know you can take them with you
wherever you go and learn by listening
turn your car into a mobile classroom
and listen and then listen to the sermon
on Sunday morning listen to the lectures
listen to the teacher listen to someone
who’s got something good to say and then
number three is vitally important on
personal development and that is read
all the books all the books you can
possibly read in your lifetime mr. Joffe
got me started on my library I’ve got
one of the better libraries haven’t read
everything in it but
I feel smarter just walking in it my
library at least I was smart enough to
buy it now I got to be smart enough to
read it then of course I got to be smart
enough to decide what’s valuable and
then do it but this one is very
important become a good reader some
books that help change my life mr.
show-off recommended of course the Bible
and my parents made sure I was a pretty
good scholar by the time I was 18 that’s
been so beneficial for me drawing from
those illustrations reading about those
stories people who made it and people
who didn’t make it and what the
difference was and then other books that
helped to really change my life one
called Think and Grow Rich by Napoleon
Hill and then a book that helped me
become financially independent by the
time I was 31 and that book is called
the richest man in Babylon by George
claisen and I’m gonna share a little bit
of that book with you when I get to
financial independence today our third
subject but I started reading the books
attending the classes making sure that I
got in front of people that had
something good to say and then I started
keeping a journal one of the major
things my teacher taught me was to keep
a journal
he said don’t trust your memory if you
hear something good just make a little
note and write it down now at first I
took you know notes on pieces of paper
and torn off corners and backs of old
envelopes and it didn’t serve me well
you know thrown in a drawer then I
learned to keep a journal a bound copy
of all my notes so I would suggest you
do the same things that impress you a
poem that impresses you when you attend
a class some of the ideas that impressed
you jot them down if you read something
in a magazine write some ideas take
those out put them in your journal keep
a good journal the rest of your life
this will serve you well my journals
make up a significant portion of my own
library and if you saw my library and
saw my journals I tell you what you’d
have to say this is the library and
these are the journals of a very serious
student no wonder mr. Owen is invited to
lecture and speak on his experiences
around the world so I want the same
thing to happen to you value captured
that you can resort
to later go back over it and review it
and let it become valuable to you so
that’s my first subject personal
development work harder on yourself than
you do on your job develop the skills
learn the lessons take the classes
absorb all that is being taught to you
these days and then later on of course
you can sort it out what’s valuable for
you and how to refine it for your
business and for your life and for your
future but the main thing is to get it
and start this process of personal
change personal development and let me
say it one more time if you will change
everything will change for you you’ll
never be the same you’ll keep growing as
you look back on a few months look back
on a few years you won’t believe the
progress you can make economically your
relationship with your family your
friends and whether you’re in sports or
economics or whatever I’m telling you
that whole process of committing
yourself for personal change personal
value can really make your life unique
and worthwhile now let’s cover the
second subject on setting goals mister
shelf gave me some tips on setting goals
that changed my life forever and I want
to share those with you so let’s talk
about setting goals and I also want to
tie it to personal development and
you’ll see how I’m going to do it as I
progressed here setting goals we need to
take a look into the future there are
four things to consider in terms of
attitude one is how you feel about the
past best advice I can give you on that
as treat the past as a school let it
teach you the mistakes you’ve made the
things that went wrong the things that
didn’t work
don’t use the past as a burden to carry
and don’t use the past as a club to beat
yourself to death past losses past
failures past mistakes but let the past
be a school tough school maybe we’ve all
been through some tough stuff so if you
feel good about the past
draw from it for experience and let it
teach you
then next is how you feel about the
future we’ve got to have the future well
designed the future is called the
promise and here’s what we teach in our
leadership series the promise of the
future can be an awesome force
for your own future the promise of the
future designing the future there’s two
ways to face the future one is with
apprehension and the other is with
anticipation I promise you and my
travels around the world most people
face the future with apprehension and
here’s why they don’t have it
well-designed they’ve sort of left that
up to someone else to fix but here’s the
best way to face the future with
anticipation and you can in you can face
the future with anticipation if the
future is clear if the future is well
designed and I would like to have you
consider some thoughts with me that
helped me to really change my future by
giving it some thought and some
consideration and here it is in setting
goals it’s very simple number one decide
what you want you just take a little
time you sit down and say what do I want
what kind of skills do I want what kind
of income do I want for the future
what would I like where would I like to
go places I’d like to visit habits I’d
like to acquire skills I’d like to have
you just take a little time to think
about what you want economics
friendships people you’d like to meet
places you’d like to go you just take
some time and then I suggest when you’ve
thought about what you want for the
future
make a list just jot it all down so
really a very simple process and then
here’s number three keep all the old
lists I’m telling you this served me so
well keeping my old list of goals I look
back now 1020 years ago at goals I said
lists I made and I smile now because
here’s what I thought was so important
you know 20 years ago now some of those
things aren’t even on my list I’ve got a
new list I’ve grown
I’ve matured but I give you that advice
decide what you want number two write it
down number three keep the old lists and
then here’s number four when you get
something that’s on one of these lists
check it off part of the fun of having a
list is checking it off and then if you
can add some drama to checking it off
see that that’s what really helps I set
a goal to go to Spain many many years
ago and when I finally made my first
trip to Spain I had that journal with me
that had that list in it and while I had
my journal on my lap waiting for the
wheels to touch down in Madrid I waited
until the wheels touched the runway and
I checked it off just adding a little
drama so part of the fun of having a
list is checking it off now
here’s what’s important about the lists
and designing your future if the future
gets clear the price gets easier because
you got to remember for every promise
there’s a price to pay
everybody’s got to pay the price
everybody’s got to do the deal
everybody’s got to do the disciplines
everybody has to pay but here’s what
I’ve discovered if the promise is clear
and powerful the price is easy to pay
the price is some classes the price is a
few books the price is a few disciplines
the price is finding something that’ll
make your life better make you grow make
you change make you develop so the first
part of the key is to design the promise
then what is the price to pay I’m
telling you the price will be easy
anybody in my audience can pay it no
matter where you are where you come from
color doesn’t matter religion doesn’t
matter where you grew up doesn’t matter
circumstances don’t matter I’m telling
you if you’ll make the promise of the
future clear for yourself the things you
want the places you want to go the
things you want to have the person you
want to become the skills you want the
homes you want the future you want the
friends you want all of the values of
life that you could possibly want if
you’ll make that clear make those lists
and be serious about it I promise you
it’s an easy price to pay anybody can
pay it and the best advice I can give
you is if I can do it you
do it farm boy from Idaho raised in
obscurity I changed my life turned it
upside down turned it all around found
economics found future found promise and
if I can do it you can do it
so start setting your goals and see if
you can’t get a better excitement going
for the things you want to accomplish
for the future
now here’s my third subject and that’s
called financial independence oh by the
way before I get to financial
independence let me cover one more point
one of the major reasons for setting
goals is for what they make of you in
achieving them my teacher advised me
when I first got started at age 25 he
said Jim why don’t you set a goal to
become a millionaire
he said it’s got a nice ring to it
you know enough zeros to impress your
accountant and he said I’m here to help
you you’re only 25 years old you’ve been
to one year of college you’ve got a
beautiful family every reason to do it
why don’t you set a goal to become a
millionaire and he said here’s why and I
thought he doesn’t need to teach me why
wouldn’t it be nice to have a million
dollars he said no then you’ll miss it
he said here’s why for what it will make
of you to achieve it I’m telling you
that statement changed my life set the
kind of goals that will make something
of you to achieve them he said now once
you become a millionaire or what’s
important is not the money I thought
that’s kind of strange teaching he said
honest it isn’t important he said you
could just give the money away now I did
better than that I lost it all by the
time I was 31 I was a millionaire by the
time I was 33 I was broke and I’ll tell
you a little bit about that story later
but when I lost all my money guess what
I found out mr. Joffe was right what was
valuable was not the money what was
valuable was what I became to earn the
money the skills I had the knowledge I
had about the marketplace the values
that I had going for me they were more
valuable than the money and here’s an
important statement to remember it’s not
what you get that makes you valuable
it’s what you become so part of the key
is to set the kind of goals that will
make something of you don’t set him too
low so did you don’t have to grow and
you don’t have to read and you don’t
have to try and you don’t have to
stretch don’t set them too low and then
don’t sell out don’t go for something
that’s gonna cost you your virtue or
cost you your values or sell out your
principles there’s a good middle road
here to follow goals that will inspire
goals that will help you grow change
develop and become better than you are
okay now let’s talk about financial
independence how to become rich by 4035
if you’re extra bright much soon or if
you find an opportunity like I did let
me show you how I did it financial
independence first of all I like the
phrase financial independence some
people are a little bit concerned about
using the word becoming rich or becoming
wealthy and I can understand that I
struggled a little bit with this is it
okay to go for becoming rich go for
becoming wealthy and maybe that’s a bit
too strong the word or strong a term so
here’s what I’ve come up with it I think
it’s comfortable for me and that is how
to become financially independent I
think it’s every person’s heritage here
especially in America to become
financially independent now let me give
you my definition of financial
independence financial independence is
the ability to live from the income of
your own personal resources financial
independence now it depends on how you
want to live if you need to $3,000 a
month if you need four or five thousand
a month if you need ten thousand a month
some people may need you know a hundred
thousand a month but whatever you would
need to live and you could earn that
living from the income of your own
personal resources that’s what I call
financial freedom financial independence
and let me show you how to acquire it if
you start at age fifteen between ages
fifteen and thirty five is twenty years
and in my personal opinion
based on my own studies and my own
experience 20 years in my opinion is
enough time to become financially
independent if you’re not you don’t live
in the wrong country probably what’s
happened is you have the wrong plan and
it’s easy to be a nice person with the
wrong plan I found that when I was 25
years old I was broke at age 25 and I
was a nice guy you would have liked me
but I’m telling you my plans up until
then especially my financial plan left
me broke I totally changed it the next
six years and I became financially
independent so I know what I’m talking
about it is possible in a reasonable
amount of time 15 to 35 whatever 20
years time enough time you can do it
much shorter period of time like I did
if you want to but this is a reasonable
enough time but here’s number one first
of all you got to have the right
philosophy philosophy is our ability to
gather knowledge and sort through it and
decide what’s valuable to develop a
philosophy about life a philosophy about
our health a philosophy about our family
relationships a philosophy about
economics and if you develop the right
philosophy that’s what helps to set this
sail so that in six years it takes you
where you want to go instead of winding
up like I did that first six years of my
economics broke no money empty bank
account the right philosophy now let me
give you a couple of philosophies to
consider here’s the first one it’s
called the philosophy of the poor and
here it is poor people usually spend
their money and invest what’s left
that’s the philosophy of the poor now
here’s the philosophy of the rich rich
people invest their money and spend
what’s left and here’s the startling
answer it really doesn’t matter what the
amount is what’s most important is not
the amount what’s really important is
the philosophy so I would ask you to
adopt this philosophy of spending after
you have invested invest first Vince
Bend and I’ve got a little formula that
I’m going to share with you now what
should a child do with a dollar I mean
there’s a lot of debate going on I’m
sure across the country on what a child
should do with the dollar here’s one
opinion it’s only a child and it’s only
a dollar what difference does it make
well in my opinion it makes all the
difference in the world
a person’s economic future starts with
the child with a dollar somebody says
all no you’re only young once let him
spend it all well when would you hope
that would stop somebody says well wait
at least 50 and broke like me and you
know and then you’ll learn well no we
don’t want to wait that long if I would
have known or earlier than age 25 I
would have changed in high school if I
if they would have had classes called
wealth one wealth two I’d have taken in
both classes I would not have waited
until age 25 so the earlier the better
so what should a child do with a dollar
here’s the simple premise to begin with
don’t spend it all and if a child wants
to spend the whole dollar you got to say
hey don’t spend at all
you know don’t spend it all they’ll say
why not it’s my dollar I earned it you
say I know you earned it but don’t spend
it all they’ll still say why not say let
me show you why not so you put him in
your car take him to the other side of
town and show them where people live
that spend the whole dollar you just
drive them around kids learn best by
visual just drive around and say would
you like to live here kid says no would
you like to live like these people live
kid says no no then you can’t spend the
whole dollar so kids will get the
message so you know take them to other
side of town show them around unless you
already live there and then just show
them around anyway don’t spend the whole
dollar now let me give you my best view
of what to do with the dollar and I
promise you if you started at age 15 now
if you’re over 15 right you’ve still got
plenty of time you still got 20 years
you know if you’re 30 you’re still got
20 years I mean you know you still got
plenty of time to start what I’m about
to share with you what to do with the
dollar here’s my first bit of advice
never
spend more than 70 cents never spend
more than 70 cents now you got to pick
some number and the number you pick is
gonna be determined by your philosophy
it’s gonna be determined by what you’ve
been taught or your experience teaching
yourself when I first met my teacher mr.
show if I was at about a hundred and ten
percent of each dollar you know I’m down
at budget finance Hawking my furniture
in my car one more time and then I
learned a whole better formula for
financial independence number one don’t
spend more than 70 cents now kids say to
me well okay what do I do with the other
thirty cents and here’s what I teach
them ten cents for charity charity or
church we’re helping people that can’t
help themselves ten cents to support
worthy projects projects that you feel
good about ten cents out of every dollar
it’s called being generous with part of
what you’ve taken out of society now in
my opinion nothing teaches us character
better than generosity no class no
teacher no book teaches generosity
teaches character better than generosity
and the best time to start is when the
amounts are small and I know if kids
learn these lessons well they’ll give a
dime out of a dollar help people that
can’t help themselves support worthy
projects or if you belong to a church
they teach tithe piece of that’s very
important now because when the amounts
get larger sometimes it’s a little more
difficult you know giving a hundred
thousand out of a million someone says
oh if I had a million not give a hundred
thousand I’m not sure that’s a lot of
money so the time to start is when the
amounts are small ten cents out of the
dollar okay next ten cents I call active
capital active capital means do
something to make a profit active
capital set aside a portion of your
income wages are okay but I’m telling
you wages will make you a live
prophets will make you a fortune so set
aside part of your income as capital
called active capital any kind of
project you can possibly think of you
can possibly come up with I’m gonna
write a new book I think for kids I
think the title is going to be of course
kids should pay taxes it’s kind of an
interesting title in California kids do
pay taxes when a child walks into
7-eleven buy something that costs a
dollar the proprietor says give me seven
more pennies and the child says hey
what’s these seven pennies for the
proprietor says that’s the taxes kid
says well hey I’m only eight years old
proprietor says congratulations you’re
my youngest taxpayer give me the money
so in California where I live kids do
pay taxes big question is should they
and my book will answer that question of
course kids should pay taxes nothing is
for free if you want to ride your
bicycle on the sidewalk instead of in
the mud you got to pay the seventh
inning nothing is free so we all have to
pay so ten cents out of you’re living
out of the money you earn set aside for
capital capital to try your best to show
a profit and in my books gonna be all
kinds of ways kids can make money right
two bicycles one to ride one to rent I
mean you know it doesn’t take long to
figure out some enterprise that’ll start
making a profit then you must jot this
down if you’re taking notes profits are
better than wages one you can’t usually
start wages until you’re about sixteen
fifteen sixteen but you can make a
profit long before you’re eligible to
start earning wages and then there’s no
limit to profits and they can they can
double and triple and quadruple you know
there’s no limit it’s incredible how
fast profits can grow so profits are
better than wages wages make you a
living profits make you a fortune
now the third ten cents is vitally
important I call it passive capital
capital you let somebody else use a
financial institution stocks and bonds
mutual funds whatever let someone else
use it you furnish the money
they use it to make a profit but they
pay you for the use of it called
interest and here’s one of the things
that’ll make you financially independent
fairly quickly and that’s called
compound interest and this is how you
get it letting someone else use a
portion of goober honey your substance
they show the profit they pay you
interest and this passive capital and
telling you over a sustained period of
time if you’ll develop this little 10 10
10 and 70 especially starting at age 15
I’m telling you by the time you’re 35
you will be financially independent
you’ll have the ability to live from the
income of your own resources and then
one more point on passive capital
there’s a Bible philosophy I’m an
amateur on the Bible but there’s a Bible
philosophy that teaches the borrower is
servant to the lender and if you want to
be in a powerful position as you grow
older finally when you become mature or
maybe have your own business things have
worked out for you for the future the
position you always want to be in is the
power position and that’s called the
lender the lender is the power position
so if kids learn early enough and then
you ask them what they’d like to be when
they grow up I’m telling you once they
understand they’ll say well one of the
things I want to be is one of those
lenders that’s the power position not
the spender know you’ll be pitied the
rest of your life if you just become a
spender you’ve got to become a lender
and I think this is one formulas to
follow 10 cents out of every dollar let
someone else use it be the lender power
position then try to show a profit can’t
we teach our children how to take a
dollar search the neighborhood find a
broken wagon pay a dollar for it bring
it home you know clean it up sand it
until it’s clean paint it red till it
shines straighten out the wheels till
they’re true take it back to the
neighborhood sell it for $5 anybody can
do that
now does the child deserve $4 profit in
the answers yes society now has a mended
wagon that’s what America is all about
finding something touching it making it
better making a profit taking part of
your resources helping people who can’t
help themselves
let someone else use it to make a profit
some projects require more capital and
one person has exciting and then let
them pay you for the use of it America’s
had this philosophy now all these years
communism has taught all these years
capital belongs in the hands of the
state not in the hands of the people
we’ve been teaching all these years
capital belongs in the hands of the
people not in the hands of the state and
we turned out to be right
capital in the hands of the kids capital
in the hands of the people enterprises
that make a profit enterprises that grow
it’s the hope of our future so that
little simple formula I hope will help
you now one more key on financial
independence and that is attitude
attitude here’s number one I used to say
I hate to pay my bills my teacher
straightened me out on that he said
let’s see mr. Owen what you hate to do
is pay $100 on an account and reduce
your liabilities and increase your
assets I said well no not if you look at
it that way he said well it all depends
on how you look at it so wouldn’t you
love to pay your bills reduce your
liabilities increase your assets you got
to have that kind of attitude I found
out the same attitude about taxes I used
to say I hate to pay my taxes mr. show
said well that’s one way to live but
don’t you understand taxes is how we
care and feed the goose that lays the
golden eggs wouldn’t you want to do your
share someone says yes but the goose
eats too much probably true but hey we
all need too much we all need to go on a
diet better a fat goose than no goose so
I finally became a happy taxpayer now I
think taxes are too high so I’m working
to get taxes lowered for our economic
future but then whatever they turn out
to be I gladly pay do my part cuz that’s
what makes the whole system run each of
us doing our part now I want these three
subjects to be valuable for you I want
them to have meaning for you I want you
someday to be financially independent I
want you to have the personal
development so that you feel good about
yourself if I had a chance to meet you
someday I’d like to have you show me the
list of
that you got started and say mr. own
here some I’ve already checked off
here’s the books I’m reading here’s
what’s happened I’m developing the
skills I’m better this year than it was
last year I’ve got more self-confidence
my skills are developing that’s what I
want for you and that’s why I took the
time to come and share in this video
message with you I do seminars all
around the world that this is one way
that I can reach out and touch you in
case you can’t come to my seminars
wherever I am maybe this video will
reach you somewhere and it’ll have an
impact on your life and what I’d like to
do is later hear about it a letter phone
call or to have a chance to meet you in
person and now I’d like to leave you
with these four questions called
questions to ponder these questions were
valuable for me and I want to make them
valuable for you here’s the first one
why we all ask why we should work this
hard why I take that many classes well I
go to school at many years you know why
I take the notes why I read the books
why I work that hard why put yourself
through the push ups and the disciplines
why good question why best answer to why
I think is the second question why not
why not see how many books you can read
how many classes you can take
how many skills you can develop why not
see how valuable you could become to the
marketplace and to your friends and to
your family why not see what you can
make of yourself why not see how far you
can go how much you can see how much you
can earn how much you can share why not
that’s the heritage all of us have in
America especially is to see what we can
make out of our lives now that we’ve
been given this extraordinary
opportunity now my third question I’d
love to ask you in person but since I
can’t do it in person I want to ask it
of all of you but I want you to take it
personally and my third question is why
not you why not you with good
self-esteem why not you starting to
change and setting goals why not use
starting to make progress toward
financial independence if I can do what
you can do it
I wished I had a lot more testimonials
here today besides mine a whole steady
stream that would come by and tell you
their story someone who started with
nothing finally run a big enterprise a
mother who was on welfare now she owns
her own business in addition to my story
I wish I had a lot more and if all of
them told their story guess how they
would probably wind up their story
they’d probably say just like me why not
you if we can read you can read if we
can change you can change if we can
figure it out you can figure it out if
we can turn it around you can turn it
around there isn’t anything you can’t
accomplish that’s what those
testimonials would say and so I want to
say it to you personally why not you
you’ve got the brains you’ve got the the
stamina you’ve got the vitality you’ve
got the interest you’ve got your life
ahead of you you’ve got the future you
can do it if anybody can do it you can
do it if one of us can do it hey we all
can do it and now here’s my last
question why not now this is a good time
as the 20th century starts to wind down
a few more years as we get ready for
century 21 what a good time to set your
goals work on yourself work on your
skills what a good time to get it
together what a good time to start this
process personal development growing
changing developing having a good plan
for your money and for your life and for
your future why not now and I hope I
have a chance to see you one of these
days and share with you the experience
the reaction response you might have had
from my message today and until I get a
chance to see you on this side of the
world or the other side of the world in
some school or some seminar or maybe
I’ll come and speak for a company that
you work for some day I hope I get a
chance to meet you until then I wish you
the best
I want all that I’ve gotten to be yours
and much much more
god bless goodbye
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