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How To Talk About MONEY 💰 English Conversation & Vocabulary


[Music]
well hey there I’m Emma from English and
in this lesson we’re talking about cash
moolah big ones bucks quid dosh doh
coin money now most countries have their
own currency than the name for their
money so dollars pounds euros yen rupee
dirham remnant be Dom in fact can you do
me a favor and write the name of your
country’s currency in the comments below
this video I’m curious to see just how
many currencies we can collect down
there but currency is not what this
lesson is about this lesson is about the
nouns the verbs the adjectives that we
use to talk about money in English and
there are plenty the thing about money
is it’s a pretty dang important part of
life really isn’t it
so it’s no wonder at all why we have so
many different words to talk about money
including plenty of slang words plenty
more than I’ve listed here and these
words are often unique to a place or to
a community they may not be understood
by all native English speakers or even
used by all native English speakers so
if you’re visiting an english-speaking
country do a little research before you
arrive because you’ll hear quid and
skint in england but they’re not
commonly used here in australia we would
probably say bucks and broke instead
which is a little more like Americans so
when you’re in an english-speaking
country
make sure you’re listening out for these
words listen for the way that local
people talk about money now that now
money is a universal word you can use it
anywhere in an english-speaking country
in Australia you’ll hear people use any
of these words to refer to money and
more of them but the most common ones
are bucks cash coin and of course money
one of the trickiest things about money
words in English is how they are used
because dollars and bucks are countable
nouns so if you have more than one it
must be plural make sure you check your
pronunciation on that it’s very common
for English learners to drop the plural
s and say $5 which is incorrect $5 now
bucks is just an informal casual word
for dollars it’s a synonym
can I borrow 10 bucks it has exactly the
same meaning as can I borrow $10 it’s
just more informal and often bucks is
used as a bit of a sales or marketing
tool because somehow bucks
makes things sound cheaper or less
expensive
I totally twenty bucks let’s get it what
$20 I’m not paying that you know it’s
only 20 bucks it’s nothing so this is
exactly the same amount but using bucks
makes it sound cheaper somehow so it’s a
good sales tool cents and coins are also
countable nouns relating to money do you
have any coins I need them to pay for
parking
hmm sorry I’ve only got 50 cents
now quid is countable but it doesn’t
have a plural form it’ll cost you a quid
can you lend me 20 quid there is no
plural sound
now when you think about money like this
it’s easy to see how it’s countable
right we know exactly how many dollars
and cents we have in the bank
so of course money is countable right
but actually some English nouns that
refer to money are uncountable and this
has a huge impact when you’re using
these words in English sentences so to
find out more about that check out this
lesson I made about uncountable nouns
but right now we’ll continue talking
about uncountable nouns relating to
money okay
money is an uncountable noun and cash is
a synonym it’s also an uncountable noun
which means that they have only one form
there is no plural form we would never
say monies or cashes did you bring any
money for the tickets I haven’t got
enough money to pay for lunch sorry now
this is interesting once an amount gets
over a thousand you’ll notice people
saying grant or K and this just means
thousand
so this is quite common across all
english-speaking countries he earned a B
K in three months we borrowed fifty
grand from my parents to put a deposit
on a house
so that’s $50,000 now some nouns in
English can be countable and uncountable
coin is like this coins are countable
you can see I’ve got several of them
right here
now this is the common use of coin right
there are several coins here but coin
can also be used informally as a synonym
for money she must be on some good coin
they’ve just bought a new house so this
means she must be making Lots
money she’s on good coin not she’s on
good coins okay so let’s talk about some
verbs to use when you’re talking about
money in English so when you go to work
you earn money don’t you have you ever
wondered how much money someone else
earns some people are much better at
saving money than others right some
people spend their money straightaway as
soon as they get it and then they have
to borrow money from their friends and
family do you know anyone like that when
you borrow money from a bank you take
out a loan so the bank loans you money
when you don’t have enough so notice
here that loan can be a verb and also a
noun but the problem is that then you
owe the bank money I hate the feeling of
owing someone money I always try to
repay that money as quickly as possible
when you loan money from the bank you
have to repay the money right with
interest so if you don’t blow all your
money as soon as you get it that’s just
an informal way of saying spend all your
money so if you don’t blow all your
money as soon as you get it you may be
able to invest the money and when
someone perhaps a relative passes away
or they die they might leave you some of
their money and when this happens you
inherit money so the reality is that
most things cost money don’t they not
everything but most things cost money
goodness
there are lots and lots of different
verbs to use with money aren’t there and
also they can be used with the synonyms
of money as well
lots of collocations to try and remember
let’s talk about adjectives that you can
use when you’re talking
about money so it’s important to know
that there are different adjectives to
use with things so the things that you
can buy with money and people so that
describes people’s behavior with money
so let’s start with adjectives that
describe things that people can buy so
of course you’re probably used to the
adjective expensive when something costs
a lot of money right and cheap when
something doesn’t cost a lot of money
but I want to introduce you to a few
other words other adjectives I want to
push your vocabulary a bit further today
so I want you to think about a situation
where you bought something in the past
and you were happy with the price it
wasn’t a cheap item but you were happy
to pay the price in your opinion the
value that you get is equal to the cost
the benefit of the item is equal to the
amount that you will pay for it so then
you can say it’s worth it we paid more
for the house than we wanted to but it’s
worth it it’s in a beautiful location
you might also say that the price was
fair or reasonable but if something
costs more than you think it’s worth you
could say that it’s pricey I almost
bought a new sofa today but I decided it
was too pricey I’ll keep looking for one
that’s a little cheaper now the
adjective cheap is not always a positive
one it can suggest that something is
poorly made that the quality is bad so
if you want to say that something is
cheap but express it in a more positive
way you could use affordable or
economical we need more affordable
housing options in the city catching a
bus to Thailand is more economical than
flying that’s a positive way to express
cheaper
so how can we describe people and their
money you probably know someone who is
generous with the money that they have
they share it with everyone around them
they’re generous now if someone has a
lot of money you could say they’re
rolling in it as in they’re rolling in
money we’ve got lots of it another
common one they’re loaded or even
they’ve got heaps of coin now if someone
doesn’t have much money you might hear
they’re broke or they’re skint so broke
is common in Australia and in America
skimp is commonly used in the UK but
both being that someone doesn’t have
much money or any money I’m completely
broke now if you know someone who
doesn’t like to spend their money you
could say they’re tight or a cheapskate
now these are both insults they’re not
kind words so don’t use them to talk
about your friends unless you’re joking
around my boss is so tight he cancelled
our Christmas party because there were
too many people to invite so if you
don’t mean to insult someone and you’re
suggesting that it’s a good thing that
they don’t spend their money then
instead use a different adjective like
thrifty or money conscious my auntie is
thrifty with her money she doesn’t earn
much but she lives comfortably now if
someone doesn’t like to spend money
that’s not necessarily a bad thing is it
sometimes that’s a really positive
quality so I’ve introduced a lot of new
words throughout this lesson lots of
words to do with money what I suggest
you do is take a few moments to write a
paragraph right now write about the
people in your life who suit these
adjectives or things you’ve done with
the verbs that we talked about earlier
do you know someone who’s loaded
or someone who’s thrifty tell me about
it in the comments practice using these
words in sentences I really hope that
you enjoyed this lesson
money is something that we all talk
about a lot don’t we so I hope that you
learned some new ways to express
yourself today please show your love and
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thanks for watching I’ll see you next week bye for now
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