this video is sponsored by belairdirect
providing complete car and home
insurance solutions from the sublime to
the ridiculous and everything in between
welcome to the crazy you couldn’t make
this stuff up world of car and home
insurance claims welcome to
watchmojo.com and today we’re counting
down our picks for the top 10 craziest
insurance claims for this list we ranked
the weirdest most wonderful most famous
and most far-fetched claims out there
they may seem unbelievable and it’s
entirely possible they have been
embellished over time but all are at
least based in fact after all the truth
is stranger than fiction
number 10 Shampoo fuel depending where
you are in the world some car insurance
policies offer a Miss fueling cover for
those annoying and slightly embarrassing
times when you fill up with the wrong
type of gas but as long as you haven’t
inflicted even more damage by driving
your vehicle very far those insurers
will pay to drain and clean the engine
however what if you’ve missed fuelled
magnificently badly and filled up with
something else entirely that’s what
happened to one British woman who
claimed she mistook her shampoo bottle
for a gasoline container and filled up
on Premium Herbal Essences the ads say
it’ll take your hair to paradise but
don’t expect it to help drive you there
number nine hammers and hail mother
nature can cause a lot of damage so when
one Louisville Kentucky resident
submitted a claim that his car had
fallen victim to hail the insurers
expected a routine payout but clearly
the claimant had never seen a real-life
Hale beaten vehicle as someone had done
a very poor job of recreating the effect
a me that hammer Jimbo now the bigger
one the sledge his insurers knew
instantly that this was not
weather-related and that someone had
taken a hammer to the car they assumed
that someone was the owner himself
however he was unperturbed and filed a
slightly more reputable claim shortly
afterwards declaring that someone else
had attacked his ride you’re wearing
protective goggles to destroy my car
safety first as it was impossible to
prove who had actually caused the damage
the money was eventually paid out but
his premiums likely went through the
roof see what happens Larry number 8
getting greedy we are now experts on the
subject but surely one of the first
rules of insurance fraud is to know when
to stop
1 Delaware man forgot that advice when
he claimed he was trying to move burning
coals in his home and inadvertently
caused over $50,000 in damages he was
ultimately found out however when he
concocted a storyline more suitable for
slapstick routine while trying to throw
the coals out he threw a bucket full of
them outside conveniently onto his
convertible and then while running
through his house in a panic he somehow
managed to throw a second bucket full
onto his couch if you guys ever have
kids and one of them when he’s 8 years
old accent
who sets fire to the living room rug go
easy on when will these people learn
stop seeing dollar signs start seeing
sense number seven skyrockets in flight
of course not every ridiculous claim is
flat-out fraud sometimes they’re just
honest but stupid accidents one such
claim was made one fourth of July when a
driver had parked his truck bed with
several thousand dollars worth of
fireworks he had intended to stage a
huge and impressive show in a nearby
field but instead held a costly and
dangerous series of explosions on route
thanks to a stray cigarette he tossed
out of the driver’s window the rockets
launched way he earlier than expected we
assumed no one was hurt but the car was
a write-off we are truly blessed
number six hot wheels claim hey you know
in the future if you’re gonna steal cars
don’t dress like a car thief for one
wannabe hustler his experience with
attempted fraud was anything but child’s
play in fact it was just a series of
schoolboy errors theoretically the idea
could have worked he’d claimed that
thieves had stolen parts from his car
but the execution was unbelievably
amateurish the so-called victim
submitted phony
invoices to his insurance company
listing what he wished to be reimbursed
for but things got slightly second grade
arts and crafts project when the
accompanying photos showed parts from a
toy car that was the same color and make
as the claimants about resistance at
ages 8 to 14 that’s a suggestion in the
end his Hot Wheels landed him in very
hot water maybe he was sent to his room
without dinner
number 5 for slick tell me something I
don’t know I open mouth kissed a horse
once so what that’s something you don’t
know some people like to spend their
vacation time getting a little closer to
nature but one couple allowed their car
to get a little too close to a
particular group of horses the
sightseeing pair was busy traveling
through England’s dartmoor nat’l park
when they parked so that they could do a
little more exploring on foot when they
returned to their ride however it looked
a little different because some
presumably very hungry ponies had licked
away its paintwork we’ve also heard this
same tale told about some paint licking
cows in France well either way the
claimants car is still ran so they
didn’t need to hoof it would you do
number four
water heater blasts off you might not
think the water heater is the most
dangerous appliance in your house or the
most mobile but for one unlucky
insurance claimant it turned out to be a
literal home wrecker
because the pilot lights out I don’t
know how it related after the homeowner
attempted an ill-advised home repair on
his water heater a buildup of pressure
caused it to rocket through all the
floors of the house like an oversized
bullet before careening out into the
outside world the destruction didn’t
stop there as it also damaged nearby
cars parked in this
eight an accident which we expect caused
many and ironically heated conversation
between neighbors number three mid
accident insurance yep I’m not good with
insurance it pays to be prepared and you
should always try to arrange a policy
before an accident happens did I leave
the stove on let’s say you’re uninsured
car randomly catches fire you’d probably
try your best to think on your feet but
would you attempt to purchase insurance
over the phone right then and there
one couple apparently did and as the
story goes they might have gotten away
with it too if the car fire hadn’t
threatened to blaze out of control while
the husband tried to complete his panic
purchase on the phone his wife could be
heard screaming in the background
about her fears of an explosion we are
assuming the insurance company quickly
lost interest in the sale so the
attitude is not going to speed things up
any bit at all I’m going to ask you to
speak into the mouthpiece very clearly
number two hot dog pet dogs can be a
real pain sometimes especially when
you’re trying to eat they’ll stop at
nothing until they steal at least a
little of what’s on your plate but for
one pet owner their puppies hunger
couldn’t even wait until dinner was
served with disastrous consequences
according to one insurance claim while
trying to steal food from the stove one
ravenous pooch turned all the burners on
high and caused a major kitchen fire
when an unwatched pizza box was set
ablaze we should say that no animals
were actually harmed in the filing of
this claim although we can’t promise
that the pups owner was too happy with
them how did you do me who the hell buys
a novelty fire extinguisher before we
unveil our number one pick here are some
honorable mentions
number one submarine versus car
unfortunately car accidents happen all
the time and cars are irreparably
damaged every day but as we’ve proven
today car insurance claims aren’t always
simple affairs our winner see someone’s
ride written off after an unexpected
collision with a submarine an occurrence
that was apparently not uncommon in
World War 2 era London the unbelievable
incident apparently took place when the
wife of a submariner drove to see her
husband’s Navy vessel arrived in port
only she got a little too close to the
action when the inexperienced crewman
driving the sub accidentally rammed her
parking spot causing the car to slip
into the water it wasn’t quite the
homecoming the husband was expecting do
you agree with our list which insurance
claim did we overlook for more crazy but
true top 10s published every day be sure
to subscribe to watchmojo.com my car is
completely destroyed I swear I’ve seen a
lot of stuff in my life but that was
awesome
sorry about your car man
this video is sponsored by belairdirect
providing complete car and home
insurance solutions
providing complete car and home
insurance solutions from the sublime to
the ridiculous and everything in between
welcome to the crazy you couldn’t make
this stuff up world of car and home
insurance claims welcome to
watchmojo.com and today we’re counting
down our picks for the top 10 craziest
insurance claims for this list we ranked
the weirdest most wonderful most famous
and most far-fetched claims out there
they may seem unbelievable and it’s
entirely possible they have been
embellished over time but all are at
least based in fact after all the truth
is stranger than fiction
number 10 Shampoo fuel depending where
you are in the world some car insurance
policies offer a Miss fueling cover for
those annoying and slightly embarrassing
times when you fill up with the wrong
type of gas but as long as you haven’t
inflicted even more damage by driving
your vehicle very far those insurers
will pay to drain and clean the engine
however what if you’ve missed fuelled
magnificently badly and filled up with
something else entirely that’s what
happened to one British woman who
claimed she mistook her shampoo bottle
for a gasoline container and filled up
on Premium Herbal Essences the ads say
it’ll take your hair to paradise but
don’t expect it to help drive you there
number nine hammers and hail mother
nature can cause a lot of damage so when
one Louisville Kentucky resident
submitted a claim that his car had
fallen victim to hail the insurers
expected a routine payout but clearly
the claimant had never seen a real-life
Hale beaten vehicle as someone had done
a very poor job of recreating the effect
a me that hammer Jimbo now the bigger
one the sledge his insurers knew
instantly that this was not
weather-related and that someone had
taken a hammer to the car they assumed
that someone was the owner himself
however he was unperturbed and filed a
slightly more reputable claim shortly
afterwards declaring that someone else
had attacked his ride you’re wearing
protective goggles to destroy my car
safety first as it was impossible to
prove who had actually caused the damage
the money was eventually paid out but
his premiums likely went through the
roof see what happens Larry number 8
getting greedy we are now experts on the
subject but surely one of the first
rules of insurance fraud is to know when
to stop
1 Delaware man forgot that advice when
he claimed he was trying to move burning
coals in his home and inadvertently
caused over $50,000 in damages he was
ultimately found out however when he
concocted a storyline more suitable for
slapstick routine while trying to throw
the coals out he threw a bucket full of
them outside conveniently onto his
convertible and then while running
through his house in a panic he somehow
managed to throw a second bucket full
onto his couch if you guys ever have
kids and one of them when he’s 8 years
old accent
who sets fire to the living room rug go
easy on when will these people learn
stop seeing dollar signs start seeing
sense number seven skyrockets in flight
of course not every ridiculous claim is
flat-out fraud sometimes they’re just
honest but stupid accidents one such
claim was made one fourth of July when a
driver had parked his truck bed with
several thousand dollars worth of
fireworks he had intended to stage a
huge and impressive show in a nearby
field but instead held a costly and
dangerous series of explosions on route
thanks to a stray cigarette he tossed
out of the driver’s window the rockets
launched way he earlier than expected we
assumed no one was hurt but the car was
a write-off we are truly blessed
number six hot wheels claim hey you know
in the future if you’re gonna steal cars
don’t dress like a car thief for one
wannabe hustler his experience with
attempted fraud was anything but child’s
play in fact it was just a series of
schoolboy errors theoretically the idea
could have worked he’d claimed that
thieves had stolen parts from his car
but the execution was unbelievably
amateurish the so-called victim
submitted phony
invoices to his insurance company
listing what he wished to be reimbursed
for but things got slightly second grade
arts and crafts project when the
accompanying photos showed parts from a
toy car that was the same color and make
as the claimants about resistance at
ages 8 to 14 that’s a suggestion in the
end his Hot Wheels landed him in very
hot water maybe he was sent to his room
without dinner
number 5 for slick tell me something I
don’t know I open mouth kissed a horse
once so what that’s something you don’t
know some people like to spend their
vacation time getting a little closer to
nature but one couple allowed their car
to get a little too close to a
particular group of horses the
sightseeing pair was busy traveling
through England’s dartmoor nat’l park
when they parked so that they could do a
little more exploring on foot when they
returned to their ride however it looked
a little different because some
presumably very hungry ponies had licked
away its paintwork we’ve also heard this
same tale told about some paint licking
cows in France well either way the
claimants car is still ran so they
didn’t need to hoof it would you do
number four
water heater blasts off you might not
think the water heater is the most
dangerous appliance in your house or the
most mobile but for one unlucky
insurance claimant it turned out to be a
literal home wrecker
because the pilot lights out I don’t
know how it related after the homeowner
attempted an ill-advised home repair on
his water heater a buildup of pressure
caused it to rocket through all the
floors of the house like an oversized
bullet before careening out into the
outside world the destruction didn’t
stop there as it also damaged nearby
cars parked in this
eight an accident which we expect caused
many and ironically heated conversation
between neighbors number three mid
accident insurance yep I’m not good with
insurance it pays to be prepared and you
should always try to arrange a policy
before an accident happens did I leave
the stove on let’s say you’re uninsured
car randomly catches fire you’d probably
try your best to think on your feet but
would you attempt to purchase insurance
over the phone right then and there
one couple apparently did and as the
story goes they might have gotten away
with it too if the car fire hadn’t
threatened to blaze out of control while
the husband tried to complete his panic
purchase on the phone his wife could be
heard screaming in the background
about her fears of an explosion we are
assuming the insurance company quickly
lost interest in the sale so the
attitude is not going to speed things up
any bit at all I’m going to ask you to
speak into the mouthpiece very clearly
number two hot dog pet dogs can be a
real pain sometimes especially when
you’re trying to eat they’ll stop at
nothing until they steal at least a
little of what’s on your plate but for
one pet owner their puppies hunger
couldn’t even wait until dinner was
served with disastrous consequences
according to one insurance claim while
trying to steal food from the stove one
ravenous pooch turned all the burners on
high and caused a major kitchen fire
when an unwatched pizza box was set
ablaze we should say that no animals
were actually harmed in the filing of
this claim although we can’t promise
that the pups owner was too happy with
them how did you do me who the hell buys
a novelty fire extinguisher before we
unveil our number one pick here are some
honorable mentions
number one submarine versus car
unfortunately car accidents happen all
the time and cars are irreparably
damaged every day but as we’ve proven
today car insurance claims aren’t always
simple affairs our winner see someone’s
ride written off after an unexpected
collision with a submarine an occurrence
that was apparently not uncommon in
World War 2 era London the unbelievable
incident apparently took place when the
wife of a submariner drove to see her
husband’s Navy vessel arrived in port
only she got a little too close to the
action when the inexperienced crewman
driving the sub accidentally rammed her
parking spot causing the car to slip
into the water it wasn’t quite the
homecoming the husband was expecting do
you agree with our list which insurance
claim did we overlook for more crazy but
true top 10s published every day be sure
to subscribe to watchmojo.com my car is
completely destroyed I swear I’ve seen a
lot of stuff in my life but that was
awesome
sorry about your car man
this video is sponsored by belairdirect
providing complete car and home
insurance solutions
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